How to save for short-term goals and retirement simultaneously?
Allocate the savings that you generate post home purchase, towards a combination of passive and diversified equity mutual funds, both domestic and international, to help achieve the corpus for the retirement and other goals
I am 32 years old and draw a salary of ₹2 lakh per month. I have recently got married. I have already bought life insurance and health insurance. My monthly expense is ₹45,000. My investments include ₹1.5 lakh per annum in PPF, ₹7 lakh in mutual funds (MF) so far and ₹10 lakh in equity. I also have fixed deposits worth ₹10 lakh.