How to use employer health policy for childbirth expenses
- The maximum claim allowed will be on the actual expenses borne by the parents.
Group health insurance policies offered by employers come with a sub-limit for maternity delivery claims. Further, there will be separate sub-limits for normal and caesarean (C-section) deliveries. So, the amount you would be eligible as an employee for childbirth expenses would depend on the type of delivery and the sub-limit offered by the policy.