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Business News/ Money / Personal Finance/  Mutual fund small-cap plan turns 10,000 monthly SIP to 39 lakh in 10 years
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Mutual fund small-cap plan turns ₹10,000 monthly SIP to ₹39 lakh in 10 years

Mutual funds investment: If an investor had started started ₹10,000 monthly SIP in this plan one year ago, its would have grown up to ₹1.36 lakh today

Mutual fund investments: If the investor had started ₹10,000 monthly SIP in this small-cap plan 3 years ago, it would have grown up to ₹6.44 lakh today. (iStock)Premium
Mutual fund investments: If the investor had started 10,000 monthly SIP in this small-cap plan 3 years ago, it would have grown up to 6.44 lakh today. (iStock)

Mutual funds investment in small-cap plans is considered risky as it nosedives at a faster rate in a bear-hit market. However, in long-term, it is believed that such plans give maximum return on one's money. This is because it moves faster than mid-cap and small-cap mutual fund plans. DSP Small Cap Fund - Regular Plan - Growth is one such small-cap mutual fund plan that has given stellar return to its investors. Irrespective of time horizon of an investor, DSP Small Cap Fund - Regular Plan - Growth plan has grown money of its lump sum and SIP investors many-folds.

Mutual fund SIP return

This small-cap mutual fund SIP plan has given 15.50 per cent absolute return to its investors in last one year whereas the annualised return in this period is around 29.90 per cent. In last two years, it has given more than 60 per cent absolute return whereas annualised return given in this period is more than 53.60 per cent. In last 3 years, this mutual funds SIP plan has delivered above 81 per cent absolute return while annualised return given in this period stands at around 42.75 per cent. In last 5 years, this plan has given 87.50 per cent absolute return whereas annualised return given in this period is around 25.45 per cent. Likewise, in last 10 years, it has given over 230 per cent absolute return to its SIP investors whereas it has given 22.65 per cent annualised return to its investors.

Impact on investment

If an investor had started started 10,000 monthly SIP in this plan one year ago, its would have grown up to 1.36 lakh today. If the investor had started 10,000 monthly SIP in this small-cap plan 3 years ago, it would have grown up to 6.44 lakh today. Likewise, if an investor had started 10,000 monthly SIP in this mutual fund small-cap plan 5 years ago, its 10,000 monthly SIP would have grown up to 11.13 lakh today whereas it would turned to 17.27 lakh in last 7 years.

Similarly, if an investor had started 10,000 monthly SIP in this small-cap mutual fund plan 10 years ag, its 10,000 monthly SIP would have grown up to 39.10 lakh today.

If an investor had invested 1 lakh lump sum amount in this plan one year ago, it would have turned to 1.42 lakh today whereas it would have turned to 2.10 lakh in 3 years, 1.98 lakh in 5 years, 2.78 lakh in 7 years and 7.69 lakh in 10 years respectively.

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ABOUT THE AUTHOR
Asit Manohar
Chief Content Producer at Live Mint Digital Team
Catch all the Business News, Market News, Breaking News Events and Latest News Updates on Live Mint. Download The Mint News App to get Daily Market Updates.
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Published: 12 Apr 2022, 01:49 PM IST
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