Protecting LGBTQIA+: All you need to know about FG health absolute policy

Future Generali India Insurance Company announces the launch of FG health absolute policy which expands its definition of "family" by providing protection to live-in partners and members of the LGBTQIA+ community. Let us explore more about the features of this policy.

Kirti Jha, MintGenie Team
First Published12 Sep 2022, 11:30 AM IST
Future Generali India Insurance Company announces the launch of FG Health Absolute policy which expands its definition of family by providing protection to live-in partners and members of the LGBTQIA community.
Future Generali India Insurance Company announces the launch of FG Health Absolute policy which expands its definition of family by providing protection to live-in partners and members of the LGBTQIA community.

Being a part of this partially accepting world, surviving through daily activities has been a challenge for the members of LGBT community. However, 6th of September has always been a special date for them.

4 years back, in 2018, on September 6, The Indian Penal Code's Section 377 was largely overturned by a five-judge bench, decriminalizing same-sex relationships between consenting adults.

And now, on the same date in 2022, Future Generali India Insurance Company, one of the top insurance companies in the nation, has announced the launch of a comprehensive health insurance product, FG Health Absolute, which expands its definition of "family" by providing protection to live-in partners and members of the LGBTQIA+ community.

The goal of this newest health insurance option is to provide clients the tools they need to actively manage their health and lead healthy lives. Let us explore more about the features of this policy.

Features of FG health absolute policy

The policy, which will be offered through both online and offline channels, offers 11 "amount insured" choices with security for up to 15 family members and a range of Rs 3 lakh to Rs 100 lakh. Customers may enroll at any age, ensuring they have access to the best healthcare throughout their whole lives.

In order to ensure a healthy and active lifestyle, the policy enables customers to access value-added services like tele- counselling, webinars on mental and physical health, vouchers for wellness centers, fitness, sports, and diagnostic centers, and routine health checkups.

Monthly tracking has been incorporated towards monitoring fitness and healthy lifestyle of the clients, offering a thorough approach towards physical and mental welfare.

This product includes a loyalty program that allows users to redeem reward points for premium discounts, a range of goods, memberships, and other items throughout the renewal period.

Customers are encouraged to perform stress and happiness checks, health risk assessments, and lifestyle disorder monitoring twice a year as part of the company's wellness program, in addition to yearly professional wellness evaluations.

Monthly tracking has been incorporated towards monitoring fitness and healthy lifestyle of the clients, offering a thorough approach towards physical and mental welfare.

When a female child is born, the policy's girl child bonus increases the maternity sum insured by an extra Rs 10,000.

The insurance includes coverage for maternity and new-born costs, infertility treatment, overseas treatment, OPD focus on mental and physical health, immunization coverage for children up to 12 years of age, and home healthcare in addition to coverage against a variety of healthcare requirements.

These are the benefits of health insurance 
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First Published:12 Sep 2022, 11:30 AM IST
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