Selecting a health plan for kids with special needs
- Some startups and insurance firms are now offering new health policies for children who need special care
Children with special needs such as those diagnosed with autism or Down Syndrome need special care. With increasing awareness, their requirements are being met but one area that needs urgent attention is availability of insurance. Rough estimates suggest a fixed medical treatment cost of ₹2-4 lakh annually that involves therapies and food supplements. Hardly any policy provides coverage in case the child gets hospitalized. However, some insurance companies and start-ups are stepping up to fill the gap.