Experts say it is better to take the help of a financial advisor to create a retirement portfolio
Certain insurance agents can ask you to buy a pension-cum-insurance product to solve two significant financial problems. These insurers‘ products typically provide you with pension and term life insurance cover, promising you a comfortable retired life. But, should you accept such an offer? No, says industry experts. “One needs to consider multiple aspects before investing in pension products and getting a protection plan."