Top FD interest rates in India: Check fixed deposit returns of DCB Bank, YES Bank, RBL Bank and more
A comparison of fixed-deposit rates from 16 Indian banks covering five maturity categories up to ₹1 crore is provided, detailing rates as of 24 August 2026.
Indian banks offer varied fixed-deposit rates across five maturity categories. Here’s a comparison that covers deposits worth up to ₹1 crore. It includes 16 banks and rates available on 24 August 2026.
The first category covers 6 months to under 1 year. The second covers 1 year to under 2 years. The third covers 2 years to under 3 years. The fourth covers 3 years to under 5 years. The final category covers 5 years and longer.
DCB Bank offers 6.00-6.50% for 6 months to under 1 year. Its remaining categories offer 6.90-7.10%, 6.90-7.50%, 7.00-7.10% and 7.00-7.50%, respectively.
Jammu and Kashmir Bank starts with 5.50-6.00% in the shortest category. Its later categories offer 6.55-6.60%, 6.75-7.05%, 6.80% and 6.85%, respectively.
YES Bank offers 4.75-6.50% for six months to under one year. Its remaining rates are 6.65-7.25%, 6.90-7.00%, 7.00% and 6.75%, respectively.
RBL Bank starts with 4.75-6.05% for the shortest maturity period. Its later categories offer 7.00-7.20%, 7.20%, 7.00-7.20% and 6.70%, respectively.
Tamilnad Mercantile Bank offers 6.30-6.50% in the first category. Its remaining rates are 6.60-7.25%, 7.00%, 6.70% and 6.70%, respectively.
IndusInd Bank offers 5.75-6.25% for the shortest maturity category. Its later categories provide 6.75-6.90%, 7.00%, 6.65-7.00% and 6.50-6.65%, respectively.
Dhanlaxmi Bank provides 5.25-7.00% for six months to under one year. Its remaining rates are 6.25-7.10%, 6.25-6.50%, 6.50-7.25% and 6.50-6.60%, respectively.
Axis Bank offers 5.50-5.75% for the shortest maturity period. Its subsequent categories provide 6.25-6.50%, 6.50%, 6.50% and 6.50%, respectively.
ICICI Bank starts with 4.50-5.50% for the first category. Its remaining categories offer 6.25-6.30%, 6.30-6.45%, 6.45-6.50% and 6.50%, respectively.
Federal Bank offers 4.50-6.00% for six months to under one year. Its later rates are 6.25-6.65%, 6.40-6.50%, 6.40-6.70% and 6.40%, respectively.
Karur Vysya Bank provides 6.00-7.00% in the shortest category. Its remaining rates are 6.55-7.20%, 6.55%, 6.55% and 6.25-6.55%, respectively.
Kotak Mahindra Bank starts with 5.00-6.00% for the shortest maturity. Its later categories offer 6.35-6.55%, 6.80%, 6.40% and 6.25%, respectively.
Canara Bank offers 5.25-5.50% for six months to under one year. Its remaining categories provide 6.25-6.60%, 6.25%, 6.25% and 6.25%, respectively.
City Union Bank starts with 5.75-6.25% in the first category. Its subsequent rates are 6.65-7.25%, 6.50%, 6.25-6.50% and 6.25%, respectively.
HDFC Bank offers 4.25-5.75% for the shortest maturity category. Its later categories provide 6.25-6.45%, 6.45%, 6.40-6.50% and 6.15-6.40%, respectively.
Indian Overseas Bank starts with 4.50-5.50% in the first category. Its remaining rates are 6.40-6.60%, 6.40%, 6.10% and 6.10%, respectively.
Data details
The data came from each bank’s website on 24 August 2026. Only the main entity of every merged bank was included. Banks that merged into another entity were removed from the comparison.
The list reflects each bank’s highest available fixed-deposit rates. Those rates cover maturity periods of up to 5 years, sourced from BankBazaar.com.
About the Author
Sounak Mukhopadhyay covers trending news, sports and entertainment for LiveMint. His reporting focuses on fast-moving stories, box office performance, digital culture and major cricket developments. He combines real-time updates with clear context for everyday readers. <br><br> Sounak brings newsroom experience across breaking news, explainers and long-form features. He has a strong emphasis on accuracy, verification and responsible storytelling. His work tracks audience behaviour, celebrity influence and the business of sport and cinema. He helps readers understand why a story matters beyond the headline. <br><br> Sounak has contributed to widely read digital publications. He continues to build a body of journalism shaped by consistency, speed and editorial clarity. He is particularly interested in the intersection of media, popular culture and public conversation in contemporary India. <br><br> At LiveMint, he writes daily coverage as well as analytical pieces that interpret numbers, trends and cultural moments in accessible language. His approach prioritises factual depth, balanced framing and reader trust. The reporting aligns with modern newsroom standards of transparency and credibility. <br><br> Outside daily reporting, he explores storytelling across formats including podcasts, filmmaking and narrative non-fiction. Through his journalism, Sounak aims to document the rhythms of modern entertainment and sports while maintaining rigorous editorial integrity. <br><br> Sounak continues to develop audience-focused journalism that connects speed with substance in a rapidly-changing information environment. His work seeks clarity, trust and lasting public value in every story he reports.
Catch all the Instant Personal Loan, Business Loan, Business News, Money news, Breaking News Events and Latest News Updates on Live Mint. Download The Mint News App to get Daily Market Updates.
Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.