Your card transactions might be at risk during the lockdown
Card cloning, otherwise known as skimming, is a fraud technique in which someone gets your credit card details, copies them onto a dummy card, and uses it to make transactions from your account.
Ira Chatterjee has been handing her ATM card over to her building security guard every week or so since the lockdown began in India, and asking him to withdraw cash on her behalf. Chatterjee, 68, who is a retired teacher, is wary of stepping out to withdraw cash herself because of her age and health conditions. But when news broke of the State Bank of India’s (SBI) customers falling victim to card cloning, she was alarmed. “I have been giving my card to the guard, and he knows my PIN. I trust him with it, but I can’t be 100% sure that it won’t be misused. So I have to find another option now." she said.