All-equity investment too aggressive for investment horizon of 3-5 years

• The funds chosen are good with decent track records, many of them belong to the aggressive categories of diversified funds or small or mid-cap funds
• ICICI Prudential Value Discovery, Franklin India Equity, Kotak Standard Multi-cap and Franklin India Smaller Companies are good for the equity portion

Mirae Asset Focused Fund - A focused fund in the multi-cap space

• The NFO of Mirae Asset Focused Mutual Fund is currently open and closes on May 7
• Mirae Asset Focused Mutual Fund will invest in a basket of 30 stocks across the large, mid and small cap space

You can register SIP or EMI e-mandate based on debit card, netbanking details

• At least three banks are “under certification” at NPCI for the debit card-based e-mandate system
• When you take a loan or start an SIP, you permit the lender or the mutual fund company to debit money from your account periodically

Top mutual fund schemes to invest in-Mint 30

• To help you choose the right funds, here is a curated list of 30 mutual fund schemes across different categories
• Mint uses qualitative and quantitative parameters to select 30 schemes out of more than 2,000 schemes

How 3 mutual funds weathered the toxic-paper debt fund crisis

• Following processes and sticking to basic principles helped many AMCs stay away from bad securities
• A positive growth momentum and lower cost of money are essential preconditions for credit calls

Bank FDs vs debt mutual funds vs post office deposits: How they are taxed

• Equity investments tend to give higher returns than all other asset classes over the long run, but they are also riskier in nature
• It is important to invest in debt-related products

Opinion: What Sebi can do to detoxify debt funds

• There is a case to cap corporate credit at 5% of net assets or lower
• Sebi should make it mandatory for funds to indicate the names of the promoters of all investee companies in the disclosure document

Three ADAG companies downgraded, Reliance Nippon AMC has highest debt exposure

• On 18th April, CARE Ratings downgraded Reliance Capital debt worth ₹21,000 crore from CARE A+ to CARE A
• On 19th April, Brickwork Ratings downgraded Reliance Capital debt worth ₹14,100 crore from from BWR AA to BWR A+

Is your mutual fund holding too much cash?

• Equity funds usually have low cash levels as these schemes are vehicles meant for long-term investments
• Here’s a list of funds with the highest cash levels

Mirae Asset launches its first equity focused mutual fund

• Mirae Asset Focused Fund, an open-ended equity scheme, will be investing in a maximum of 30 stocks
• The fund manager has the flexibility to invest across large cap, mid cap and small cap categories (multi-cap style) and across sectors

Systematic withdrawal plan is the most tax-efficient way to get regular income

• In MFs, you can go for a systematic withdrawal plan (SWP) to structure your monthly income
• The SWP facility can be used by an investor to withdraw a pre-determined amount from his investments in funds at pre-decided intervals

DHFL funds breach Sebi’s group exposure limits

• The  funds  sold  securities  other  than DHFL’s to meet redemption pressure, and are now left with a high concentration of securities from the parent firm
• Exposure of three DHFL schemes to DHFL Group papers jumped from 7.5-8.5% in June 2018 to 29-37% in March 2019

Mutual fund investments: Sector funds not always a safe bet

• A sector fund is a mutual fund scheme that invests most of its corpus in equities of one particular sector
• The performance of sector funds is cyclical in nature and dependent on the individual sector’s performance

Opinion | How retail investors have steadily gained confidence in MF investments

Despite high market volatility in the current FY, investors have shown faith in funds

30 investment-worthy mutual funds Mint recommends

• Mint uses qualitative and quantitative parameters to select 30 schemes out of more than 2,000 schemes
• Take your risk appetite and financial goals into account when choosing your schemes

How much tax do you pay on your bond investments?

• Take a look at the applicable taxation before investing
• Some types of bonds offer taxation benefits, and some have coupon rates higher than fixed deposit rates

HDFC AMC moves to deal with FMPs exposed to Essel Group

• In another option, HDFC AMC will extend maturity date, thus extending time for repayment
• Investors who don’t consent to the rollover will get their money back at the prevailing NAV

Returns on my investments

• One must also keep in mind the volatility risk of the asset class, liquidity, lock-in rules and taxation
• Here's a look at how four commonly used asset types—equity, cash, gold and fixed income—have done in different periods

How concentrated is your mutual fund?

• Diversified funds can hold a concentration of their larger holdings and a much more diversified portfolio among the smaller holdings
• Here is a list of funds with the highest concentration of top 10 holdings

ITI MF enters fray: AMC to commence operations with Liquid Fund, Multicap Fund

• The New Fund Offer (NFO) for ITI Multicap Fund will run from 25th April to 9th May
• NFO for ITI Liquid Fund will be open for 1 day on April 24th 2019