Mutual Funds

Photo: iStock
According to the report, direct equity is the biggest component of financial wealth. (Reuters)
The schemes in this list may not be the same as the ones that top the return league tables for the past year since these do not take into account parameters of risk and other features (Photo: iStock)
The schemes in this list may not be the same as the ones that top the return league tables for the past year since these do not take into account parameters of risk and other features (Photo: iStock)

Mint50: Hand-picked mutual funds to build your portfolio

Mint50, a curated basket of investment-worthy funds, is the result of an exhaustive exercise that blends in various parameters with the aim of getting you the best combination of risk and returns

There are several SIP return calculators online that will help you do that. (Photo: iStock)
HDFC MF, India’s top money manager, held about $20 billion in equities
Retail investors can shift to overnight funds for short time frames or ultra short funds for 3-6 months (Photo: Reuters)
Steps such as side-pocketing provisions, uniform norms on valuation in the event of credit downgrades and caps on sector and group exposure are welcome measures of protection (Photo: iStock)
Steps such as side-pocketing provisions, uniform norms on valuation in the event of credit downgrades and caps on sector and group exposure are welcome measures of protection (Photo: iStock)

One-size-fits-all approach towards debt funds can limit long-term returns

  • With all categories of funds being given uniform credit and listing requirements, there cannot be much distinction in their universe of opportunities
  • An investor comes to MFs only because she cannot directly participate in many accrual opportunities in the bond market

Inflows into SIPs have averaged about  ₹8,000 crore for the 12 months till September this year.
(Photo: iStockphoto)
The schemes in this list may not be the same as the ones that top the return league tables for the past year since these do not take into account parameters of risk and other features (Photo: iStock)
The schemes in this list may not be the same as the ones that top the return league tables for the past year since these do not take into account parameters of risk and other features (Photo: iStock)

Mint50: Hand-picked mutual funds to build your portfolio

Mint50, a curated basket of investment-worthy funds, is the result of an exhaustive exercise that blends in various parameters with the aim of getting you the best combination of risk and returns

Overall, mutual fund schemes witnessed a redemption of  ₹1.52 lakh crore last month. (iStock)
Overall, mutual fund schemes witnessed a redemption of 1.52 lakh crore last month. (iStock)

Mutual fund inflow hits 4-month low on profit booking

  • Investors continue to invest into equity mutual funds through SIPs while lumpsum flows remain a mixed bag
  • Despite the decline in inflows, the asset base of equity mutual funds increased to 7.57 lakh crore

If you consider the Kotak Standard Multicap fund, the TER for its regular plan is 1.75% and that for its direct plan is 0.87%. (Photo: iStock)
If you consider the Kotak Standard Multicap fund, the TER for its regular plan is 1.75% and that for its direct plan is 0.87%. (Photo: iStock)

Returns from direct MF plans higher than regular variants

  • A set of funds would give you diversity in your holdings in the form of fund houses, fund management styles, fund categories, and more
  • All mutual funds carry a fund management expense that is charged to the investor for managing the fund

The Essel exposure is also backed by shares of Zee Entertainment Enterprises as collateral
Sundeep Sikka, ED and CEO, Reliance Nippon Life Asset Management
Sundeep Sikka, ED and CEO, Reliance Nippon Life Asset Management

Reliance Mutual Fund is now Nippon India Mutual Fund

  • Reliance Mutual Fund has been renamed as Nippon India Mutual Fund (NIMF) following a deal with the Anil Ambani group
  • Reliance Mutual Fund used to be the leader in assets under management till a few years ago

The first or sole unit holder should be one of the holders of the bank account that is being registered (Photo: iStock)
Since leaving Flipkart in 2018, Sachin Bansal has been investing his wealth in various startups and lending institutions, largely in the form of debt. (Mint)
For any money that you hold for an investment horizon of seven days to, say, two months, liquid funds are the best option (Photo: iStock)
For any money that you hold for an investment horizon of seven days to, say, two months, liquid funds are the best option (Photo: iStock)

Mutual funds you should choose to fulfil three specific goals

  • When investing for a particular objective, look for the right fit and not for high returns
  • For investors who need gold in the future, gold funds provide the most efficient way without the worries of purity, storage or insurance

A manager buys and sells scrips regularly, sometimes every day, to generate a return (Photo: iStock)
A manager buys and sells scrips regularly, sometimes every day, to generate a return (Photo: iStock)

Is your mutual fund buying or selling stocks too much?

  • If the portfolio turnover is greater than 100%, that typically means that the manager has churned the portfolio once over, completely
  • A high turnover is not necessarily bad, but a consistently high turnover is not desirable unless the inherent strategy of the scheme calls for a high churn

Mid-cap funds saw a 28% and 12% upside vis-à-vis large-cap funds during 2014 and 2017. (iStock)
The government has decided to exercise the green-shoe option and retain the additional  ₹4,368 crore worth bids received
The government has decided to exercise the green-shoe option and retain the additional 4,368 crore worth bids received

Bharat-22 ETF gets bids worth 23,500 cr, govt to retain extra 4,368 cr

  • In the anchor investor category, the offering was subscribed 27 times raising more than 13,500 crore
  • Proceeds from the ETF will help the government meet its disinvestment target of 1.05 lakh crore for the current financial year