Google Pay brings RuPay credit card-based UPI payments: How to use

Google Pay users in India can now make Unified Payments Interface (UPI) payments with RuPay credit cards. The company has partnered with National Payments Corporation of India (NPCI) to bring the ability to its customers.

With the new development, Google Pay users can link their RuPay credit cards with the Google Pay app. Once linked, they will be able to pay at all online and offline merchants through Google Pay app using RuPay credit cards where they are accepted.

As of now, the feature is available to RuPay credit card holders of Axis Bank, Bank of Baroda, Canara Bank, HDFC bank, Indian Bank, Kotak Mahindra Bank, Punjab National Bank and Union Bank of India. More banks will follow very soon, the company said in a statement.

Speaking about the roll out, Sharath Bulusu, Director of Product Management from Google, said, “This feature will give Google Pay users more flexibility and choice in making payments and will drive greater adoption of digital payments in the country.”

How to use

• To start making UPI payments using RuPay credit cards, users will need to add the credit card to their Google Pay account.
• To add a card, go to Settings on Google Pay app and tap on setup payment method and click on Add RuPay credit card
• You will be asked to enter details like last six digits of the credit card, expiry date, and pin
• Next, to activate the card, users need to tap on the “RuPay credit card on UPI” option in their profile 
• Select the bank which issued their RuPay credit card
• Now, set a unique UPI PIN 

Having done that, you are now ready to pay merchants on UPI with their RuPay credit card.