RBI still sitting on huge buffers, present transfer 'grossly inadequate': Goyal

- To the criticism that ₹1.76 tn transfer being a loot, Goyal explained that ₹1.23 tn is part of the regular surplus transfer
- 'RBI is sitting on a large amount of unproductive capital which it is not using, it is lying in the reserves of foreign banks and giving us barely any returns,' says Goyal