
How much does it cost a couple to live in Bengaluru while also budgeting for eating out, domestic help and frequent travel? Shubhi Khandelwal has shared a detailed look at how she and her husband spend around ₹1.7 lakh every month.
In a video posted on Instagram, Shubhi broke down their expenses, covering everything from rent and groceries to weekend outings, transportation, shopping and travel.
Housing accounts for their largest fixed monthly expense. Shubhi said their rent and maintenance cost around ₹60,000 every month.
In the caption, she explained that rental prices in Bengaluru can vary significantly depending on the residential society and location. A similar flat, she noted, can cost considerably different amounts in different parts of the city.
The couple spends approximately ₹13,000- ₹14,000 on groceries every month. Shubhi said a significant portion goes towards high-protein foods, including whey protein, Greek yogurt, paneer and other protein-rich essentials.
Their cook and maid cost around ₹8,000 a month.
The couple spends approximately ₹10,000 on weekend outings, while petrol and cabs account for another ₹3,500. Shopping and miscellaneous expenses add around ₹3,000.
Travel, however, is their biggest variable expense.
Shubhi said she and her husband spend around ₹9 lakh a year on travelling together. Averaged across 12 months, that works out to approximately ₹75,000 per month, taking their overall average monthly expenditure to around ₹1.7 lakh.
She clarified that the travel figure is based on their actual spending over the past two years. The couple has been travelling together during this period and tracking their trip expenses, which were then averaged out.
Explaining their approach to money, Shubhi said expense tracking helps them understand where their money goes and make more deliberate spending choices.
She mentioned, "We track our expenses because knowing where your money goes helps you spend more intentionally. Spend on what matters to you without the guilt"
She also clarified that tracking expenses does not mean keeping a running tally of who owes whom. In the caption, she wrote that they track their expenses but are not tracking every rupee to figure out who owes whom.
The detailed breakdown also prompted reactions from users on Instagram. One user wrote, "Very detailed."
Another user pointed to the couple’s housing and travel costs, commenting, "Out of 1.7 , rent + travel is like 1.35 L."
Several users asked about their investments to which Shubhi replied saying that she will share another detailed video soon.
Anjali Thakur is a Senior Assistant Editor with Mint, reporting on trending news, entertainment and health, with a focus on stories driving digital conversations. Her work involves spotting early signals across news cycles and social media, sharpening stories for SEO and Google Discover, and mentoring young editors in digital-first newsroom practices. She is known for turning fast-moving developments—whether news-driven or culture-led—into clear, tightly edited journalism without compromising editorial rigour.<br><br> Before joining Mint, she was Deputy News Editor at NDTV.com, where she led the Trending section and covered viral news, breaking developments and human-interest stories. She has also worked as Chief Sub-Editor at India.com (Zee Media) and as Senior Correspondent with Exchange4media and Hindustan Times’ HT City, reporting on media, advertising, entertainment, health, lifestyle and popular culture.<br><br> Anjali holds a Bachelor of Arts degree from Miranda House, and is currently pursuing an MBA, strengthening her understanding of business strategy and digital media economics. Her writing balances newsroom discipline with a clear instinct for what resonates with readers.
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