10 years of UPI: India’s digital payment revolution continues at rapid pace

Harsh Kumar is a policy reporter at Mint (HT Media Group), where he covers the Ministry of Commerce and Industry along with key departments of the Ministry of Finance, including the Department of Economic Affairs (DEA) and the Department of Financial Services (DFS). With over five years of experience in business and economic journalism, he has developed strong expertise in tracking policy developments and their wider economic impact.<br><br>He has previously worked with Business Standard, Moneycontrol, and Outlook Money, where he reported extensively on banking, financial services, and the broader economy. Over the years, he has built a reputation for delivering accurate, insightful, and impactful stories, supported by a keen eye for detail and a consistent track record of breaking exclusive news.<br><br>An alumnus of Jamia Millia Islamia, Harsh closely follows regulatory changes and key economic trends shaping India’s financial and industrial landscape. His reporting aims to simplify complex policy issues for a wider audience while maintaining depth and credibility.<br><br>Outside of work, he enjoys tracking policy developments, finding scoops, and travelling, reflecting his curiosity about how economic decisions shape everyday life.

Pragya is the Editor of Plain Facts, the specialized data journalism vertical at Mint, where she leads a team dedicated to uncovering the stories hidden within complex datasets. Since taking the helm of the section in 2025, she has leveraged over a decade of journalistic expertise to bridge the gap between abstract numbers and storytelling.<br><br>Pragya has distinguished herself through rigorous data work on India’s most critical economic and social indicators in the last eight years. Her portfolio includes deep dives into the complexities of India’s GDP calculations, nuanced critiques of government datasets and surveys, and in-depth analysis of the Time-Use Survey. The latter notably highlighted the profound ways in which marriage reshapes the lives and labour of Indian women.<br><br>Pragya started her journey as a copy editor and a reporter at the Press Trust of India (PTI) in 2016. Her interest in data analysis led her to The Financial Express and Cogencis, where she got opportunities to examine India's public statistics through a rigorous lens. This was further cemented when she joined Plain Facts in 2021. She maintains that while data and charts drive the narrative, they must remain anchored in rigorous journalism—providing the essential context and relevance needed to influence both public policy and everyday lives.