4th of July: Are banks, stock market, Walmart shut across US? Check what's open and close
Major banks, including JPMorgan Chase, Bank of America and Wells Fargo, will remain open on Friday, July 3. Most banks close on July 4 for Independence Day, according to their holiday schedules.
The July 4 festivities are all set to kick in across the United States on Saturday. It marks the US' 250th anniversary of its independence. Millions of Americans are expected to gather to celebrate at fireworks displays and barbecues.
Because July 4 falls on a Saturday this year, companies may observe the holiday on July 3, CBS News reported. Most retail stores will be open on Friday. Read on to know which stores and services are open July 3 and 4, 2026.
Will banks be open?
Major banks, including JPMorgan Chase, Bank of America and Wells Fargo, will remain open on Friday, July 3. Most banks close on July 4 for Independence Day, according to their holiday schedules.
Quick answers to key questions
Most major banks, including JPMorgan Chase, Bank of America, and Wells Fargo, will be closed on July 4 for Independence Day. Customers should check with their local branch for details.
Stores like Walmart, Target, Chick-fil-A, and McDonald's will be open during their regular hours on July 4, 2026. However, some stores may have modified hours, so it's best to check local listings.
The Fourth of July commemorates the adoption of the Declaration of Independence on July 4, 1776, marking the United States' independence from Great Britain.
The stock market will be closed on July 3 in observance of Independence Day, and trading will resume on Monday, July 6, at 9:30 AM ET.
No, USPS will close its stores and suspend mail delivery on July 4, 2026, with services resuming on Monday, July 6.
Customers are encouraged to check with their local branch. Online banking services and ATMs will remain available.
Are government offices closed on the Fourth of July?
Federal offices, courts and many state and local government agencies will be closed on July 4. Many DMV locations, Social Security offices and public libraries will also be closed, though hours can vary by jurisdiction.
Meanwhile, most federal employees receive a paid holiday for Independence Day. Because July Fourth falls on a Saturday this year, many federal workers observed the holiday on Friday, July 3. State and local government schedules may vary.
Will the stock market be open?
The stock market will be closed on Friday, July 3, in observance of Independence Day. Trading will resume on Monday, July 6, at 9:30 am. ET.
What stores will be open?
The following stores are open during regular hours on July 3-4. Local store hours may vary by location.
- Applebee's
- Burger King
- Chick-fil-A
- CVS Pharmacy (some stores/pharmacies may have reduced hours, a spokesperson said)
- Domino's
- Dollar General
- Food Lion
- IHOP
- KFC
- Kroger (most stores will be open with a few exceptions, a spokesperson said)
- Lowe's
- Macy's
- McDonald's
- Stop & Shop
- Target
- Walmart
According to CBS, the following stores have regular July 3 hours but have modified hours on July 4:
- Best Buy will open at 10 a.m. and close at 7 p.m.
- IKEA stores will open at 10 a.m. and close at 6:00 p.m.
- JCPenney will open at 10 a.m. (shoppers should check with their local store location for closing hours)
- Marshalls stores will close at 8 p.m.
- Nordstrom (some stores have special July 4 holiday hours)
- HomeGoods stores will close at 8 p.m.
- Homesense stores will close at 8 p.m.
- Michaels stores will close at 6 p.m.
- Petco stores will close at 7 p.m.
- Trader Joe's stores will close at 5 p.m.
- TJ Maxx stores will close at 8 p.m.
- Sierra stores will close at 8 p.m.
- Whole Foods stores will close at 6 p.m.
Is Costco open?
Costco is closed on July 4, a spokesperson told CBS News.
Is Target open
Target stores will reportedly be open during their normal business hours, from 8 am to 11 pm local time, on both July 3 and July 4.
Is Walmart open
Walmart stores will be open during their normal business hours, from 6 am to 11 p.m. local time, on both July 3 and July 4.
Will FedEx and UPS be open?
FedEx stores may remain closed on both July 3 and 4. The company's website requests customers to contact their local FedEx Office location for details.
Regular delivery and pickup services will run on Friday, although the on-call and drop-box pickup schedules may be earlier than usual in some areas. Pickup and delivery services will be closed on Saturday, CBS News reported.
UPS retail locations will be open on July 3, and delivery services will continue as normal. However, UPS Air and Ocean Freight Services, used for oversized cargo, will be unavailable on Friday.
On July 4, UPS will halt pickup and delivery services. The delivery company encourages customers to check with their local store for Saturday hours of operation, as some locations may be closed.
Will USPS deliver mail?
No. The agency will close stores and suspend mail delivery on July 4, with services set to resume on Monday, July 6.
Why do we celebrate the Fourth of July?
The Fourth of July, or Independence Day, celebrates the birth of the United States as an independent nation.
It commemorates the historic adoption of the Declaration of Independence by the Continental Congress on July 4, 1776, which officially severed the 13 colonies' political ties to Great Britain.
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