Social Security benefits in US: How much do retirees in each state get paid on average? Check full list here

Social Security benefits form a crucial financial lifeline for retirees in the United States, but the amount people receive may vary widely. A recent survey by Bankrate found that 77% of current retirees rely on Social Security income cover their basic expenses, highlighting its crucial role in retirement planning.

Meanwhile, more than half of Americans who haven’t retired yet say they expect to rely on Social Security benefits to pay their necessary expenses once they exit the workforce, according to Bankrate’s new Social Security Survey.

Which US states receives the most and least retirement pay?

In Connecticut, retirees receive the highest average social security payment in the country, at about $2,114 a month, according to the latest available Social Security Administration data. On the other hand, beneficiaries in Mississippi receive the lowest average monthly benefit, at roughly $1,756 a month, CNBC reported citing official data.

However, averages do no always reflect what beneficiaries actually receive. In some states, a small group pf retirees with particularly high or low payments can skew the average.

For instance, in Alaska and New Mexico, the average retiree benefit is more than $100 higher than each state's median payment, suggesting that the median figure may better represent the typical social security income of retirees in those states.

What factors determine your social security payment?

Several factors influence how much a person receives in social security benefits. These include:

• How long you work in jobs that paid social security taxes, including income earned through self-employment.
• Your total earnings during those working years, since higher lifetime income generally results in higher benefits
• The age at which you choose to start claiming benefits

Among these, the factor individuals typically have the most control over is the age at which they begin collecting benefits, as delaying claims can often increase the monthly payment amount.

Here's a list on the average and median monthly payments retirees receive from social security in every US state:

1. Alabama — Average monthly payment: $1,856; Median monthly payment: $1,794
2. Alaska — Average monthly payment: $1,837; Median monthly payment: $1,733
3. Arizona — Average monthly payment: $1,949; Median monthly payment: $1,913
4. Arkansas — Average monthly payment: $1,790; Median monthly payment: $1,717
5. California — Average monthly payment: $1,866; Median monthly payment: $1,767
6. Colorado — Average monthly payment: $1,958; Median monthly payment: $1,898
7. Connecticut — Average monthly payment: $2,114; Median monthly payment: $2,084
8. Delaware — Average monthly payment: $2,090; Median monthly payment: $2,064
9. Florida — Average monthly payment: $1,894; Median monthly payment: $1,839
10. Georgia — Average monthly payment: $1,859; Median monthly payment: $1,789
11. Hawaii — Average monthly payment: $1,908; Median monthly payment: $1,854
12. Idaho — Average monthly payment: $1,880; Median monthly payment: $1,829
13. Illinois — Average monthly payment: $1,934; Median monthly payment: $1,908
14. Indiana — Average monthly payment: $1,966; Median monthly payment: $1,953
15. Iowa — Average monthly payment: $1,921; Median monthly payment: $1,884
16. Kansas — Average monthly payment: $1,982; Median monthly payment: $1,930
17. Kentucky — Average monthly payment: $1,803; Median monthly payment: $1,748
18. Louisiana — Average monthly payment: $1,759; Median monthly payment: $1,674
19. Maine — Average monthly payment: $1,816; Median monthly payment: $1,741
20. Maryland — Average monthly payment: $2,054; Median monthly payment: $2,008
21. Massachusetts — Average monthly payment: $2,003; Median monthly payment: $1,946
22. Michigan — Average monthly payment: $1,997; Median monthly payment: $2,005
23. Minnesota — Average monthly payment: $2,016; Median monthly payment: $1,982
24. Mississippi — Average monthly payment: $1,756; Median monthly payment: $1,673
25. Missouri — Average monthly payment: $1,869; Median monthly payment: $1,883
26. Montana — Average monthly payment: $1,817; Median monthly payment: $1,751
27. Nebraska — Average monthly payment: $1,937; Median monthly payment: $1,880
28. Nevada — Average monthly payment: $1,843; Median monthly payment: $1,785
29. New Hampshire — Average monthly payment: $2,094; Median monthly payment: $2,039
30. New Jersey — Average monthly payment: $2,110 Median monthly payment: $2,100
31. New Mexico — Average monthly payment: $1,799; Median monthly payment: $1,696
32. New York — Average monthly payment: $1,951; Median monthly payment: $1,914
33. North Carolina — Average monthly payment: $1,909; Median monthly payment: $1,832
34. North Dakota — Average monthly payment: $1,856; Median monthly payment: $1,795
35. Ohio — Average monthly payment: $1,858; Median monthly payment: $1,854
36. Oklahoma — Average monthly payment: $1,856; Median monthly payment: $1,795
37. Oregon — Average monthly payment: $1,918; Median monthly payment: $1,867
38. Pennsylvania — Average monthly payment: $1,979; Median monthly payment: $1,946
39. Rhode Island — Average monthly payment: $1,972; Median monthly payment: $1,923
40. South Carolina — Average monthly payment: $1,926; Median monthly payment: $1,865
41. South Dakota — Average monthly payment: $1,848; Median monthly payment: $1,780
42. Tennessee — Average monthly payment: $1,890; Median monthly payment: $1,822
43. Texas — Average monthly payment: $1,865; Median monthly payment: $1,776
44. Utah — Average monthly payment: $1,988; Median monthly payment: $1,939
45. Vermont — Average monthly payment: $1,961; Median monthly payment: $1,883
46. Virginia — Average monthly payment: $1,985; Median monthly payment: $1,906
47. Washington — Average monthly payment: $2,022; Median monthly payment: $1,992
48. West VirginiaAverage monthly payment: $1,839Median monthly payment: $1,807
49. Wisconsin — Average monthly payment: $1,957; Median monthly payment: $1,932
50. Wyoming — Average monthly payment: $1,950; Median monthly payment: $1,908