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	        	<title>mint - insurance</title>
	        	<description>Get the latest news and analysis on business, finance, politics from mint, the website of the Mint newspaper, one of India's leading business and financial dailies</description>
	        	
				<link>https://www.livemint.com/rss/insurance</link>
	        	
<item>
	<title><![CDATA[Irdai mandates tagging salesperson on insurance policy to curb mis-selling]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/irdai-mandates-tagging-salesperson-on-insurance-policy-to-curb-misselling-11785334211810.html]]></link>
	
	<description><![CDATA[The new tagging rule operationalises traceability, which Irdai said strengthens accountability and transparency across the distribution chain.]]></description>
	
	<pubDate><![CDATA[Wed, 29 Jul 2026 21:54:49 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/irdai-mandates-tagging-salesperson-on-insurance-policy-to-curb-misselling-11785334211810.html]]></guid>
	
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</item>
<item>
	<title><![CDATA[Irdai chief wants every insurance sale traced to an individual to curb mis-selling]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/irdai-public-insurance-registry-ajay-seth-insurance-mis-selling-posp-accountability-11785038291395.html]]></link>
	
	<description><![CDATA[Irdai chief Ajay Seth says a proposed Public Insurance Registry will help trace every policy to the individual seller, improve accountability, curb mis-selling and make insurers rethink incentives, transparency and distribution costs.]]></description>
	
	<pubDate><![CDATA[Sun, 26 Jul 2026 12:38:29 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/irdai-public-insurance-registry-ajay-seth-insurance-mis-selling-posp-accountability-11785038291395.html]]></guid>
	
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</item>
<item>
	<title><![CDATA[SBI Life cost ratio rises on GST, labour code impact as ULIP share slips]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/sbi-life-cost-ratio-rises-on-gst-labour-code-impact-as-ulip-share-slips-11784896976064.html]]></link>
	
	<description><![CDATA[SBI Life’s costs rose on the GST exemption, higher employee expenses and reinsurance costs, even as profit grew 22%. A large group protection deal boosted growth but weighed on margins, while Ulips lost share to traditional products.]]></description>
	
	<pubDate><![CDATA[Fri, 24 Jul 2026 19:59:32 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/sbi-life-cost-ratio-rises-on-gst-labour-code-impact-as-ulip-share-slips-11784896976064.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/24/1600x900/logo/4_1714130683038_1784913096928_a11dba0f-ebb2-42f6-9bfe-6eaf537ebdd7.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[HDFC Life CEO Padalkar says protection is being left behind as India chases wealth]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/hdfc-life-ceo-vibha-padalkar-insurance-cover-long-term-protection-savers-consumers-11784617960590.html]]></link>
	
	<description><![CDATA[Vibha Padalkar reveals the challenges and opportunities in India's insurance landscape, calling for greater awareness and reform in policy practices. She argues for a shift in narrative from short-term returns to comprehensive coverage.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Wed, 22 Jul 2026 06:03:06 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/hdfc-life-ceo-vibha-padalkar-insurance-cover-long-term-protection-savers-consumers-11784617960590.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/21/1600x900/logo/Vibha_Padalkar1_1784618078193_1784618093460_a0e6c41f-b480-4643-8ca4-f92f07335c46.jpeg" width="1600"/>
</item>
<item>
	<title><![CDATA[DFS insurance division ranks second, banking placed sixth in grievance redressal index]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/dfs-insurance-division-banking-division-grievance-redressal-index-top-10-ranks-review-of-complaints-redressal-workshops-11783598462057.html]]></link>
	
	<description><![CDATA[The DFS's insurance and banking divisions get over 250,000 grievances annually and their performance is attributed to improved redressal strategies and monthly reviews.]]></description>
	
	<pubDate><![CDATA[Thu, 09 Jul 2026 19:48:25 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/dfs-insurance-division-banking-division-grievance-redressal-index-top-10-ranks-review-of-complaints-redressal-workshops-11783598462057.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/09/1600x900/logo/insurance_1783606294068_1783606294185_dad5ac99-f6b1-4cc7-9a37-62fb4e1777b5.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Why the RBI is concerned about three state-run general insurers]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/rbi-general-insurers-oriental-united-india-national-insurance-solvency-ratio-11782992284462.html]]></link>
	
	<description><![CDATA[National Insurance, Oriental Insurance and United India Insurance have remained below solvency norms for five straight quarters despite improved financial performance and past government capital infusion.]]></description>
	
	<pubDate><![CDATA[Fri, 03 Jul 2026 05:40:50 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/rbi-general-insurers-oriental-united-india-national-insurance-solvency-ratio-11782992284462.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/02/1600x900/logo/INDIA-CENBANK-INTEREST-RATES-0_1744095799648_1783004589714_6c445c30-4932-41a0-ade8-36e12189d537.JPG" width="1600"/>
</item>
<item>
	<title><![CDATA[LIC flags 'rampant mis-selling' in life insurance, warns of fraud in pockets]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/lic-flags-rampant-mis-selling-in-life-insurance-warns-of-fraud-in-pockets-11782815565468.html]]></link>
	
	<description><![CDATA[LIC has flagged mis-selling as a major challenge for the life insurance industry, as IRDAI moves to tighten sales practices. The insurer also highlighted India's protection gap, changing risk landscape and the need for products tailored to gig workers.]]></description>
	
	<pubDate><![CDATA[Tue, 30 Jun 2026 17:56:34 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/lic-flags-rampant-mis-selling-in-life-insurance-warns-of-fraud-in-pockets-11782815565468.html]]></guid>
	
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</item>
<item>
	<title><![CDATA[Finance Ministry announces 100% FDI in insurance sector under automatic route; 20% cap for LIC]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/finance-ministry-announces-100-fdi-in-insurance-sector-under-automatic-route-20-cap-for-lic-11777734697732.html]]></link>
	
	<description><![CDATA[The Finance Ministry announced 100% foreign direct investment in the insurance sector under the automatic route, with a 20% cap for LIC. The amendment to insurance laws was passed in December 2025, allowing this increase from 74% to 100% FDI, following the President's assent.]]></description>
	
	<pubDate><![CDATA[Sat, 02 May 2026 21:00:14 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/finance-ministry-announces-100-fdi-in-insurance-sector-under-automatic-route-20-cap-for-lic-11777734697732.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/05/02/1600x900/logo/FDI_1777735034205_1777735037870.jpg" width="1600"/>
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<item>
	<title><![CDATA[Loss of input tax credit, policy changes weigh on life private insurers’ Q4 margins, profitability]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/loss-of-input-tax-credit-policy-changes-weigh-on-life-private-insurers-q4-margins-profitability-11776417086938.html]]></link>
	
	<description><![CDATA[Margins may stay under pressure in H1, with stocks correcting by 8-22% from their 52-week highs, and valuation premiums across large insurers converging.]]></description>
	
	<pubDate><![CDATA[Sat, 18 Apr 2026 05:57:17 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/loss-of-input-tax-credit-policy-changes-weigh-on-life-private-insurers-q4-margins-profitability-11776417086938.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/04/17/1600x900/logo/Insurance_1734947373062_1776432782685.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Govt clears 100% FDI, composite licences in sweeping insurance reforms]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/govt-clears-100-insurance-fdi-composite-licences-sweeping-reforms-11765543766749.html]]></link>
	
	<description><![CDATA[The Union Cabinet has approved the Insurance Laws (Amendment) Bill, which could drive investments into the sector. The legislation is likely to be tabled in Parliament next week]]></description>
	
	<pubDate><![CDATA[Fri, 12 Dec 2025 23:02:04 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/govt-clears-100-insurance-fdi-composite-licences-sweeping-reforms-11765543766749.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/12/12/1600x900/logo/2-0-631531296-onlineinn-0_1680244387547_1765552305058.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Big boost! Centre to table bill to raise FDI into insurance sector to 100% at Parliament Winter Session — What we know]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/big-boost-centre-to-table-bill-to-raise-fdi-into-insurance-sector-to-100-at-parliament-winter-session-what-we-know-11763830909944.html]]></link>
	
	<description><![CDATA[The government will introduce the bill in the Winter Session of the Parliament, slated to begin on December 1 and continue till December 19. The session will have 15 working days.]]></description>
	
	<pubDate><![CDATA[Sat, 22 Nov 2025 22:40:04 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/big-boost-centre-to-table-bill-to-raise-fdi-into-insurance-sector-to-100-at-parliament-winter-session-what-we-know-11763830909944.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/11/22/1600x900/logo/SEO_FDI-2_1763831370115_1763831376181.png" width="1600"/>
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<item>
	<title><![CDATA[Insurers cannot deny payout over vehicle’s route deviation: SC’s big ruling on motor accident claims explained]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/insurers-cannot-deny-payout-over-vehicle-s-route-deviation-sc-s-big-ruling-on-motor-accident-claims-explained-11761839424094.html]]></link>
	
	<description><![CDATA[The Supreme Court emphasised that, in the context of motor accidents, the insurance policy’s primary purpose is to shield the owner or operator from direct liability when an unfortunate incident occurs.]]></description>
	
	<pubDate><![CDATA[Thu, 30 Oct 2025 23:04:19 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/insurers-cannot-deny-payout-over-vehicle-s-route-deviation-sc-s-big-ruling-on-motor-accident-claims-explained-11761839424094.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/10/30/1600x900/2-0-1287827381-iStock-483140097-0_1679597082672_1761842653985.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[LIC launches 2 new insurance plans after GST rate cuts; check all details on eligibility, features and benefits]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/lic-launches-2-new-insurance-plans-after-gst-rate-cuts-check-all-details-on-eligibility-features-and-benefits-11760606674898.html]]></link>
	
	<description><![CDATA[Life Insurance Corporation of India has launched two new insurance products, LIC Jan Suraksha for lower-income groups and LIC Bima Lakshmi for females. Both plans provide financial protection, savings benefits, and have distinct eligibility criteria and features.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Thu, 16 Oct 2025 16:19:05 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/lic-launches-2-new-insurance-plans-after-gst-rate-cuts-check-all-details-on-eligibility-features-and-benefits-11760606674898.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/10/16/1600x900/LIFE-INS-CORP-RESULTS--0_1754586862042_1754586874368_1760609604821.JPG" width="1600"/>
</item>
<item>
	<title><![CDATA[SBI General Insurance launches new plan covering gym and sports injuries]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/sbi-general-insurance-launches-new-plan-covering-gym-and-sports-injuries-health-insurance-healthcare-11759918667071.html]]></link>
	
	<description><![CDATA[SBI General Insurance has launched 'Health Alpha', a health insurance plan offering unlimited sum insured, 10x cumulative bonus, and coverage for gym and sports injuries.]]></description>
	
	<pubDate><![CDATA[Wed, 08 Oct 2025 15:58:46 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/sbi-general-insurance-launches-new-plan-covering-gym-and-sports-injuries-health-insurance-healthcare-11759918667071.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/10/08/1600x900/logo/Go-Digit-s-plans-are-aimed-at-catering-to-the-newl_1759918832227_1759918832448.jpg" width="1600"/>
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<item>
	<title><![CDATA[Health insurance policy cancelled post-claim? Know your rights and how to fight back]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/health-insurance-claim-approved-policy-canceled-11759842715647.html]]></link>
	
	<description><![CDATA[Won a health insurance claim but your policy got canceled? Here’s what you can do to protect your coverage and rights.]]></description>
	
	<pubDate><![CDATA[Wed, 08 Oct 2025 14:54:47 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/health-insurance-claim-approved-policy-canceled-11759842715647.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/10/08/1600x900/logo/2-0-1051667999-469557930-0_1680276610770_1759909420882_1759909512353.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Insurance agents, brokers may get lower commission after GST cuts]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/gst-insurance-cut-irdai-commission-health-insurance-expense-management-11759052688258.html]]></link>
	
	<description><![CDATA[Following the GST cut on insurance policies, insurers may reduce commissions for intermediaries to manage increased costs. With competitive pressures and regulatory caps, companies are seeking digital partnerships and expense rationalization to sustain growth while passing benefits to customers.]]></description>
	
	<pubDate><![CDATA[Tue, 30 Sep 2025 06:00:18 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/gst-insurance-cut-irdai-commission-health-insurance-expense-management-11759052688258.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/09/29/1600x900/logo/Insurance_1759165120367_1759165120585.jpg" width="1600"/>
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<item>
	<title><![CDATA[Bima Sugam India Federation website launch: IRDAI Chairman says ‘milestone’ for insurance sector — all you need to know]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/bima-sugam-india-federation-website-launch-irdai-chairman-says-milestone-for-insurance-sector-all-you-need-to-know-11758171677427.html]]></link>
	
	<description><![CDATA[IRDAI has launched Bima Sugam, a digital platform aimed at creating a comprehensive Digital Public Infrastructure for insurance, promoting transparency and empowering policyholders. Here's all you need to know.]]></description>
	
	<pubDate><![CDATA[Thu, 18 Sep 2025 11:20:25 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/bima-sugam-india-federation-website-launch-irdai-chairman-says-milestone-for-insurance-sector-all-you-need-to-know-11758171677427.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/09/18/1600x900/logo/health_insurance2__1714127396900_1758174213789.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Why insurance sector is E-commerce firms' favourite poaching ground]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/insurance-sector-e-commerce-quick-commerce-gst-rate-cut-logistics-appraisal-jobs-employment-recruitment-11757316986266.html]]></link>
	
	<description><![CDATA[Well-trained salesmen, with strong customer relations make the insurance sector prime target for e-commerce industry. They are wooing insurance workers with attractive bonuses, and flexible working hours.]]></description>
	
	<pubDate><![CDATA[Tue, 09 Sep 2025 05:30:12 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/insurance-sector-e-commerce-quick-commerce-gst-rate-cut-logistics-appraisal-jobs-employment-recruitment-11757316986266.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/09/08/1600x900/logo/2-0-1445749077-istockphoto-463075967-2048x2048-0_1679739058316_1757331761273.jpg" width="1600"/>
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	<title><![CDATA[Netizen says  ₹61 lakh cashless claim for  ₹2.40 crore policy rejected, Niva Bupa denies ‘baseless allegation’]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/netizen-says-rs-61-lakh-cashless-claim-rs-2-40-crore-policy-cancer-patient-rejected-niva-bupa-denies-baseless-allegation-11757139991586.html]]></link>
	
	<description><![CDATA[A post has alleged that Niva Bupa denied  ₹61 lakh cashless claim for a cancer patient, despite a  ₹2.40 crore policy, while the company has denied the accusation, saying the pre-approved  ₹25 lakh is available to the family.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Sat, 06 Sep 2025 15:20:03 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/netizen-says-rs-61-lakh-cashless-claim-rs-2-40-crore-policy-cancer-patient-rejected-niva-bupa-denies-baseless-allegation-11757139991586.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/09/06/1600x900/logo/pexels-photo-3760067_1757085842102_1757085860597_1757151428366.jpeg" width="1600"/>
</item>
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	<title><![CDATA[GST 2.0: Health insurance firms may raise policy tariffs by 3-5% to compensate for input tax credit losses amid tax cuts]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/gst-2-0-health-insurance-firms-may-raise-policy-tariffs-by-3-5-to-compensate-for-input-tax-credit-losses-amid-tax-cuts-11757085201463.html]]></link>
	
	<description><![CDATA[GST 2.0: Health insurance firms may raise policy tariffs by 3-5% to offset their losses incurred from the input tax credit. Here's what industry experts think of this potential move, and how risky it is for the insurance sector.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Sat, 06 Sep 2025 10:00:09 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/gst-2-0-health-insurance-firms-may-raise-policy-tariffs-by-3-5-to-compensate-for-input-tax-credit-losses-amid-tax-cuts-11757085201463.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/09/05/1600x900/logo/2-0-1051667999-469557930-0_1680276610770_1757088383441.jpg" width="1600"/>
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	<title><![CDATA[GST rate cut on insurance: Should you wait till September 22 to buy new policy? Experts weigh in]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/gst-rate-cut-on-life-insurance-ulip-endowment-when-will-you-policyholders-get-lower-prices-september-22-reissuance-india-11757081621554.html]]></link>
	
	<description><![CDATA[As the central government cuts GST on individual life insurance policies from 18 per cent to nil, policyholders — new and old — are likely to benefit from September 22. Here's all you need to know.]]></description>
	
	<pubDate><![CDATA[Fri, 05 Sep 2025 22:19:54 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/gst-rate-cut-on-life-insurance-ulip-endowment-when-will-you-policyholders-get-lower-prices-september-22-reissuance-india-11757081621554.html]]></guid>
	
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	<title><![CDATA[Does your car insurance cover damage cost caused by floods? Check for eligibility, claim process and hidden clauses]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/does-your-car-insurance-cover-damage-cost-caused-by-floods-check-for-eligibility-claim-process-and-hidden-clauses-11756404381032.html]]></link>
	
	<description><![CDATA[Heavy rains in India have caused flash floods and water-logging in several cities, damaging infrastructure and vehicles. Here's a detailed guide to claim insurance for flood damages to your vehicle.]]></description>
	
	<pubDate><![CDATA[Sun, 31 Aug 2025 10:10:21 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/does-your-car-insurance-cover-damage-cost-caused-by-floods-check-for-eligibility-claim-process-and-hidden-clauses-11756404381032.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/08/28/1600x900/India-Weather-4_1755525780209_1756404963339.jpg" width="1600"/>
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<item>
	<title><![CDATA[How to pick the right motor insurance for flood damage? Checklist of key features]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/how-to-pick-the-right-motor-insurance-for-flood-damage-checklist-of-key-features-11756184305417.html]]></link>
	
	<description><![CDATA[Comprehensive motor insurance is essential for vehicle protection against flood damage, unlike basic third-party policies. ]]></description>
	
	<pubDate><![CDATA[Tue, 26 Aug 2025 10:39:25 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/how-to-pick-the-right-motor-insurance-for-flood-damage-checklist-of-key-features-11756184305417.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/08/26/1600x900/ga944eaac39a9daca415e6cb2e32b1fc230223aff288ad296e_1756184374347_1756184374442.jpg" width="1600"/>
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	<title><![CDATA[Mumbai’s Ganesh mandal takes insurance cover worth  ₹474 crore]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/mumbais-ganesh-mandal-takes-insurance-cover-worth-rs-474-crore-11755589285483.html]]></link>
	
	<description><![CDATA[Of the  ₹474.4 crore insurance cover, the largest component —  ₹375 crore — has been allocated towards personal accident cover for volunteers, including achaks, cooks, gadis, chappal stall workers, valet parking staff, and security guards.]]></description>
	
	<pubDate><![CDATA[Tue, 19 Aug 2025 14:06:01 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/mumbais-ganesh-mandal-takes-insurance-cover-worth-rs-474-crore-11755589285483.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/08/19/1600x900/PTI09-28-2023-000139B-0_1695891994216_1755589562977.jpg" width="1600"/>
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	<title><![CDATA[Edme Insurance Brokers acquires UIB Insurance to strengthen reinsurance business]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/edme-insurance-brokers-acquires-uib-insurance-to-strengthen-reinsurance-business-11754908018370.html]]></link>
	
	<description><![CDATA[The deal will combine Edme’s digital-led innovation with UIB India’s reinsurance expertise, aiming to strengthen offerings across wholesale, retail, and reinsurance segments.]]></description>
	
	<pubDate><![CDATA[Mon, 11 Aug 2025 23:56:07 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/edme-insurance-brokers-acquires-uib-insurance-to-strengthen-reinsurance-business-11754908018370.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/08/11/1600x900/8812aaa2-2fea-11ed-b999-718f354f2123_1662783365300_1704449729689_1754930711333.jpg" width="1600"/>
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<item>
	<title><![CDATA[Switching jobs? You can retain your company health cover—but only if you act fast]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/migrate-company-health-insurance-after-leaving-job-11754374100126.html]]></link>
	
	<description><![CDATA[If you are switching jobs, you can convert your employer’s group health insurance into an individual plan. This helps retain waiting-period benefits for pre-existing diseases, especially for elderly parents.]]></description>
	
	<pubDate><![CDATA[Tue, 05 Aug 2025 14:11:04 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/migrate-company-health-insurance-after-leaving-job-11754374100126.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/08/05/1600x900/Gemini_Generated_Image_fpc143fpc143fpc1_1754378376666_1754378399997.jpg" width="1600"/>
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<item>
	<title><![CDATA[IRDAI pulls up 8 top insurers over health portfolio lapses, may take coercive action — Report]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/irdai-pulls-up-8-top-insurers-over-health-portfolio-lapses-may-take-coercive-action-report-icici-lombard-hdfc-ergo-11752292665474.html]]></link>
	
	<description><![CDATA[IRDAI flagged multiple violations committed by the insurers with regard to the implementation of its Health Insurance Master Circular, issued in May 2024.]]></description>
	
	<pubDate><![CDATA[Sat, 12 Jul 2025 10:26:19 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/irdai-pulls-up-8-top-insurers-over-health-portfolio-lapses-may-take-coercive-action-report-icici-lombard-hdfc-ergo-11752292665474.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/07/12/1600x900/lmo_1747823661707_1752295901933.png" width="1600"/>
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	<title><![CDATA[Reform push: Insurance amendment bill heads to Parliament; changes to IBC, Companies Act will have to wait]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/insurance-corporate-reforms-ibc-companies-act-amendments-income-tax-bill-monsoon-session-parliament-11749612931398.html]]></link>
	
	<description><![CDATA[The Centre is also awaiting a Parliament select committee’s views on the new Income Tax Bill, 2025, so that it can be introduced in the Winter Session of Parliament.]]></description>
	
	<pubDate><![CDATA[Wed, 11 Jun 2025 16:47:07 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/insurance-corporate-reforms-ibc-companies-act-amendments-income-tax-bill-monsoon-session-parliament-11749612931398.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/06/11/1600x900/INDIA-PARLIAMENT--1_1685243350841_1749635694437.JPG" width="1600"/>
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	<title><![CDATA[Future Generali unveils ‘Health Unlimited’ with lifetime unlimited coverage. Details here]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/future-generali-unveils-health-unlimited-with-lifetime-unlimited-coverage-details-here-11747990793776.html]]></link>
	
	<description><![CDATA[The newly launched 'Health Unlimited' plan by Future Generali India provides unlimited claim coverage and annual sum insured enhancements. A recent survey indicates that a significant number of insured individuals in India are concerned about their health insurance adequacy.]]></description>
	
	<pubDate><![CDATA[Fri, 23 May 2025 15:33:11 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/future-generali-unveils-health-unlimited-with-lifetime-unlimited-coverage-details-here-11747990793776.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/05/23/1600x900/investor_1726811993233_1747990872077.jpg" width="1600"/>
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	<title><![CDATA[SBM Bank India ties up with ICICI Prudential for life insurance products]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/sbm-bank-india-ties-up-with-icici-prudential-for-life-insurance-products-11747658213962.html]]></link>
	
	<description><![CDATA[The bancassurance partnership will enable SBM Bank India to cater to its customers a diverse set of solutions ranging from term insurance, long-term savings and wealth creation products]]></description>
	
	<pubDate><![CDATA[Mon, 19 May 2025 18:37:02 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/sbm-bank-india-ties-up-with-icici-prudential-for-life-insurance-products-11747658213962.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/05/19/1600x900/ICICI-Prudential-Life-Insurance-with-17-800-employ_1688146560671_1747658370963.jpg" width="1600"/>
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	<title><![CDATA[Road accident victims can now avail cashless treatment up to  ₹1.5 lakh]]></title>
	
	<link><![CDATA[https://www.livemint.com/news/cashless-treatment-up-to-1-5-lakh-for-road-accident-victims-modi-government-launches-nationwide-scheme-11746522028750.html]]></link>
	
	<description><![CDATA[From May 5, 2025, road accident victims nationwide are entitled to cashless treatment up to  ₹1.5 lakh per person per accident.]]></description>
	
	<pubDate><![CDATA[Tue, 06 May 2025 14:39:29 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/news/cashless-treatment-up-to-1-5-lakh-for-road-accident-victims-modi-government-launches-nationwide-scheme-11746522028750.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/05/06/1600x900/pexels-photo-263402_1746522140229_1746522190546.jpeg" width="1600"/>
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<item>
	<title><![CDATA[In charts | The health insurance puzzle: 83% Indians aware but only 19% covered]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/news/health-insurance-awareness-india-insurance-coverage-financial-planning-in-india-health-insurance-vs-mutual-funds-11744950964708.html]]></link>
	
	<description><![CDATA[A latest report highlights a significant disconnect: while awareness of health insurance is high, its ownership remains low. Additionally, other financial products are widely preferred over health insurance. Mint looks at the trends.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Fri, 18 Apr 2025 10:53:26 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/news/health-insurance-awareness-india-insurance-coverage-financial-planning-in-india-health-insurance-vs-mutual-funds-11744950964708.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/04/18/1600x900/ged16d93484ad72047de7c4dd0f25c8dec9bd900ee54cfc2d2593af6e3261225c191ae532e6ffc6ce79d4b0d045647c8f0adecf25b42759b830376645c2ce8f23_1280_1744952694114_1744952709578.jpg" width="1600"/>
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	<title><![CDATA[Coming soon: Mediclaim cashless approval in an hour; claim settlement in 3 hours]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/health-insurance-claim-processing-mediclaim-irdai-bureau-of-indian-standards-national-health-authority-who-gdp-11744606683820.html]]></link>
	
	<description><![CDATA[With the govt pushing for faster health insurance approvals, patients could see a major reduction in waiting times for cashless claims. Don't miss out on the detailed insights—subscribe today for the complete article!]]></description>
	
	<pubDate><![CDATA[Tue, 15 Apr 2025 05:30:09 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/health-insurance-claim-processing-mediclaim-irdai-bureau-of-indian-standards-national-health-authority-who-gdp-11744606683820.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/04/14/1600x900/health_insurance2__1717092053329_1744634223177.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[5 common mistakes to avoid while choosing a term insurance policy]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/5-common-mistakes-to-avoid-while-choosing-a-term-insurance-policy-life-insurance-11742543465631.html]]></link>
	
	<description><![CDATA[Avoiding common mistakes while choosing a term insurance policy ensures proper financial protection. Key errors include underestimating coverage, prioritising low premiums, ignoring riders, providing incomplete information etc. A well-informed choice on the other hand ensures financial security.]]></description>
	
	<pubDate><![CDATA[Fri, 21 Mar 2025 13:54:31 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/5-common-mistakes-to-avoid-while-choosing-a-term-insurance-policy-life-insurance-11742543465631.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/03/21/1600x900/mathieu-stern-1zO4O3Z0UJA-unsplash_1693391796611_1742543649726.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[What are riders in health insurance? Types, benefits, and how they work]]></title>
	
	<link><![CDATA[https://www.livemint.com/insurance/what-are-riders-in-health-insurance-types-benefits-and-how-they-work-11742295516759.html]]></link>
	
	<description><![CDATA[Riders offer additional coverage options for health insurance policies, including critical illness, maternity, and overseas treatment. While they enhance benefits, they can increase costs significantly. It's often more cost-effective to opt for comprehensive health insurance over multiple riders.]]></description>
	
	<pubDate><![CDATA[Tue, 18 Mar 2025 17:21:59 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/insurance/what-are-riders-in-health-insurance-types-benefits-and-how-they-work-11742295516759.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2025/03/18/1600x900/health_insurance2__1717092053329_1742295706522.jpg" width="1600"/>
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