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	        	<title>mint - money</title>
	        	<description>Get the latest news and analysis on business, finance, politics from mint, the website of the Mint newspaper, one of India's leading business and financial dailies</description>
	        	
				<link>https://www.livemint.com/rss/money</link>
	        	
<item>
	<title><![CDATA[ITR filing now shapes your financial identity: 6 key benefits beyond tax compliance every taxpayer should know]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/itr-filing-now-shapes-your-financial-identity-6-key-benefits-beyond-tax-compliance-every-taxpayer-should-know-11783605919690.html]]></link>
	
	<description><![CDATA[Income Tax Return filing has become more than a tax obligation. A timely and accurate ITR strengthens your financial identity, improves loan eligibility, supports visa applications, speeds up refunds and builds long-term financial credibility with lenders, insurers and financial institutions.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 20:18:33 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/itr-filing-now-shapes-your-financial-identity-6-key-benefits-beyond-tax-compliance-every-taxpayer-should-know-11783605919690.html]]></guid>
	
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<item>
	<title><![CDATA[Chose the new tax regime? Here are 5 ways to reduce your tax while filing ITR for AY 2026-27]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/chose-the-new-tax-regime-here-are-5-ways-to-reduce-your-tax-while-filing-itr-for-ay-202627-11783751958204.html]]></link>
	
	<description><![CDATA[The new tax regime features lower rates with fewer deductions, leading many salaried taxpayers to think they can't reduce tax liabilities. However, there are tax-saving provisions available. Here are five ways to lower your tax outgo.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 20:16:07 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/chose-the-new-tax-regime-here-are-5-ways-to-reduce-your-tax-while-filing-itr-for-ay-202627-11783751958204.html]]></guid>
	
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<item>
	<title><![CDATA[NPS exit rules explained: How the Retirement Income Scheme and drawdown options work]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/nps-exit-rules-explained-how-the-retirement-income-scheme-and-drawdown-options-work-11783669450670.html]]></link>
	
	<description><![CDATA[The PFRDA’s latest initiative aims to provide NPS subscribers with more flexible periodic payouts during the decumulation phase while continuing to support corpus appreciation through the RIS. While the subscriber gets periodic payments, the remaining corpus stays invested and continues to grow.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 20:15:02 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/nps-exit-rules-explained-how-the-retirement-income-scheme-and-drawdown-options-work-11783669450670.html]]></guid>
	
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</item>
<item>
	<title><![CDATA[8th pay commission: Here's how employees, pensioners, govt departments can submit data — Stepwise guide]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/8th-pay-commission-how-employees-pensioners-union-government-departments-stakeholders-can-submit-data-cpc-stepwise-guide-11783774482603.html]]></link>
	
	<description><![CDATA[8th pay commission: Here's how union representatives, employees, pensioners, government departments and stakeholders can submit data to the 8th pay commission (CPC). Today, we take you through the full step-by-step process. ]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 19:35:19 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/8th-pay-commission-how-employees-pensioners-union-government-departments-stakeholders-can-submit-data-cpc-stepwise-guide-11783774482603.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/2-0-1031705144-lead-0_1679986686184_1783778675307_8ed56ae3-065f-49ea-ac69-aeb14d789169.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[SK Hynix makes history with biggest foreign US IPO, shares soar 13%: Why this is even bigger news for Indian investors]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/sk-hynix-makes-history-with-biggest-foreign-us-ipo-shares-soar-13-why-this-is-even-bigger-news-for-indian-investors-11783775018463.html]]></link>
	
	<description><![CDATA[SK Hynix shares surged 12.8% on Wall Street debut, raising $26.5 billion in the largest U.S. share sale by a foreign company. SK Hynix dominates the high bandwidth memory market and has partnered with Nvidia, capitalizing on the expanding AI sector.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 19:30:05 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/sk-hynix-makes-history-with-biggest-foreign-us-ipo-shares-soar-13-why-this-is-even-bigger-news-for-indian-investors-11783775018463.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/SK-HYNIX-LISTING--14_1783778096582_1783778142373_b8d1cf10-0e03-4e5d-96af-fe1e44862897.JPG" width="1600"/>
</item>
<item>
	<title><![CDATA[Sam Altman wants a $1 trillion OpenAI IPO after SpaceX's success; But will investors still make money?]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/sam-altman-wants-a-1-trillion-openai-ipo-after-spacexs-success-but-will-investors-still-make-money-11783769100528.html]]></link>
	
	<description><![CDATA[After SpaceX's IPO valuation surpassed $2 trillion, investors eye OpenAI as the next major IPO. CEO Sam Altman won't consider going public below $1 trillion, raising questions on whether OpenAI can match SpaceX's investment return despite their differing business models.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 18:25:04 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/sam-altman-wants-a-1-trillion-openai-ipo-after-spacexs-success-but-will-investors-still-make-money-11783769100528.html]]></guid>
	
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</item>
<item>
	<title><![CDATA[Term Insurance FAQ: How to calculate how much cover you need? When should you stop? Who can skip it entirely?]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/term-insurance-faq-how-to-calculate-how-much-cover-you-need-when-should-you-stop-who-can-skip-it-entirely-11783765631107.html]]></link>
	
	<description><![CDATA[Term insurance serves as a fundamental part of financial planning, providing affordable life coverage. It's essential to determine how long coverage is needed based on financial responsibilities and existing assets before purchasing a policy.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 16:49:18 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/term-insurance-faq-how-to-calculate-how-much-cover-you-need-when-should-you-stop-who-can-skip-it-entirely-11783765631107.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/term_insurance_1783768221227_1783768221381_a8a5ffb9-df59-4c1f-8c00-aef5c408e297.png" width="1600"/>
</item>
<item>
	<title><![CDATA[Want Alibaba, Tencent, Baidu in your portfolio? 5 China ETFs Indian investors should know about]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/want-alibaba-tencent-baidu-in-your-portfolio-5-china-etfs-indian-investors-should-know-about-11783761891146.html]]></link>
	
	<description><![CDATA[Diversifying equity portfolios geographically can be beneficial, especially with China-focused ETFs, which track Chinese companies. While easier for Indian investors through US-listed ETFs, risks such as geopolitical tensions remain.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 15:55:52 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/want-alibaba-tencent-baidu-in-your-portfolio-5-china-etfs-indian-investors-should-know-about-11783761891146.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/china_etfs_1783765414041_1783765414188_2eb0e330-3ea7-4a0d-a87d-96aac26d3ef6.jpeg" width="1600"/>
</item>
<item>
	<title><![CDATA[Dearness Allowance: DA hike, OPS, pension revision — Check demands made by Punjab state govt employees, pensioners]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/dearness-allowance-da-hike-ops-restored-wage-minimum-pension-revision-demands-punjab-state-govt-employees-pay-pensioners-11783763445116.html]]></link>
	
	<description><![CDATA[Dearness Allowance: From DA hike to restoration of Old Pension Scheme, pension revision, gratuity, minimum wage and more — Check the demands made by Joint Coordination Committee of Punjab Government Employees and Pensioners. ]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 15:39:19 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/dearness-allowance-da-hike-ops-restored-wage-minimum-pension-revision-demands-punjab-state-govt-employees-pay-pensioners-11783763445116.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/8th_pay_commission_faq_money_da_salary_hikes_17523_1783764667251_1783764667444_f526e36a-c2bd-411f-90fb-297cb996238a.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Capital gains tax on property sale: ITAT allows home loan interest as cost of acquisition]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/capital-gains-tax-on-property-sale-itat-allows-home-loan-interest-as-cost-of-acquisition-11783763766758.html]]></link>
	
	<description><![CDATA[A Bengaluru ITAT ruling has clarified which expenses can be included in the cost of acquisition while computing capital gains tax on a property sale. The order allows home loan interest and maintenance deposits but requires verification of travel expenses.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 15:37:36 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/capital-gains-tax-on-property-sale-itat-allows-home-loan-interest-as-cost-of-acquisition-11783763766758.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/pexels-photo-6077326_1783764375099_1783764401445_810a996b-2179-4dc6-995a-cf8210785622.jpeg" width="1600"/>
</item>
<item>
	<title><![CDATA[HDFC Flexi Cap Fund portfolio: 4 new stocks added in June; see the biggest buys and sells]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/hdfc-flexi-cap-fund-portfolio-4-new-stocks-added-in-june-see-the-biggest-buys-and-sells-11783760994775.html]]></link>
	
	<description><![CDATA[HDFC Flexi Cap Fund made a series of portfolio changes in June, introducing four new stocks, increasing holdings in 18 companies and trimming stakes in 25 others. It also made a complete exit from Ramco Cements during the month.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 15:03:53 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/hdfc-flexi-cap-fund-portfolio-4-new-stocks-added-in-june-see-the-biggest-buys-and-sells-11783760994775.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/Gemini_Generated_Image_f7rj0yf7rj0yf7rj_1783762292229_1783762298715_406065d4-3308-4e9f-a1ac-2ec00bcad6fc.png" width="1600"/>
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<item>
	<title><![CDATA[Think EPF is completely tax-free? Here's what employees should know]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/think-epf-is-completely-tax-free-heres-what-employees-should-know-11782103894375.html]]></link>
	
	<description><![CDATA[Job switches, career breaks and early withdrawals can all affect the tax treatment of your EPF corpus. Here's a breakdown of the key rules employees should know.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 13:19:38 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/think-epf-is-completely-tax-free-heres-what-employees-should-know-11782103894375.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/06/22/1600x900/logo/pexels-photo-14907379_1782104161906_1782104169617_7fd45928-842d-4c71-bbde-0d6595c26899.jpeg" width="1600"/>
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<item>
	<title><![CDATA[AMFI June Data: Mid-cap, small-cap funds beat flexi-cap inflows for the first time in 30 months. Here's why]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/amfi-june-data-mid-cap-small-cap-funds-beat-flexi-cap-inflows-for-the-first-time-in-30-months-heres-why-11783751041407.html]]></link>
	
	<description><![CDATA[Retail investors pumped more money into mid-cap and small-cap funds than flexi-cap funds in June for the first time since Dec 2023. Experts say improving earnings visibility, stronger returns and attractive valuations drove the shift, while cautioning against reading too much into one month's data.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 12:13:56 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/amfi-june-data-mid-cap-small-cap-funds-beat-flexi-cap-inflows-for-the-first-time-in-30-months-heres-why-11783751041407.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/Gemini_Generated_Image_5v80v55v80v55v80_1783752140848_1783752146902_530692eb-a84b-417e-bd6f-90ee71b8896c.png" width="1600"/>
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	<title><![CDATA[Income Tax Department releases ITR-7 Excel utility for AY 2026-27; check who can use it]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/income-tax-department-releases-itr-7-excel-utility-for-ay-2026-27-check-who-can-use-it-11783743685169.html]]></link>
	
	<description><![CDATA[The Income Tax Department has released the ITR-7 Excel utility for AY 2026-27, enabling eligible entities to prepare returns offline and upload them through the e-filing portal. Here's who can use the form, how the process works and the applicable deadlines.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 10:02:26 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/income-tax-department-releases-itr-7-excel-utility-for-ay-2026-27-check-who-can-use-it-11783743685169.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/Gemini_Generated_Image_3dut4m3dut4m3dut_1783744181792_1783744198107_d70dcb64-d6be-43a5-b6b8-9eb4ba22a024.png" width="1600"/>
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	<title><![CDATA[Health insurance checklist: Key policy terms to watch out for before hospital admission]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/health-insurance-checklist-key-policy-terms-to-watch-out-for-before-hospital-admission-11783529731514.html]]></link>
	
	<description><![CDATA[Many policyholders get nasty surprises during hospitalisation. This is mainly due to several limitations buried in the policy terms and conditions, resulting in high out-of-pocket expenses.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 10:01:15 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/health-insurance-checklist-key-policy-terms-to-watch-out-for-before-hospital-admission-11783529731514.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/08/1600x900/logo/Key_Board_1773338226295_1773338234610_1783530038904_c1e9548c-c2f6-4dca-8275-0e47f02ef506.jpg" width="1600"/>
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	<title><![CDATA[Wealth management for new parents: Expert explains 5 money moves to secure your child's future]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/wealth-management-for-new-parents-expert-explains-5-money-moves-to-secure-your-childs-future-11783607023792.html]]></link>
	
	<description><![CDATA[New parents can strengthen their child's financial future through term insurance, health cover, emergency savings and SIP investments. Early investing helps build a  ₹1.2 crore education corpus while protecting the family from unexpected financial risks and rising education costs.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 09:41:13 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/wealth-management-for-new-parents-expert-explains-5-money-moves-to-secure-your-childs-future-11783607023792.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/09/1600x900/logo/mutual_fund_5_1749815368143_1783607247860_38d923d5-c4e5-4ed9-b5c3-42ebcd170acd.jpg" width="1600"/>
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	<title><![CDATA[Lost track of an old PF account? EPFO's new Service History feature can help, here's how]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/lost-track-of-an-old-pf-account-epfos-new-service-history-feature-can-help-heres-how-11783740875288.html]]></link>
	
	<description><![CDATA[EPFO's new Service History feature lets members view their complete employment and PF records in one place. The update can help subscribers identify missing service records and trace old PF accounts before filing claims.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 09:15:30 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/lost-track-of-an-old-pf-account-epfos-new-service-history-feature-can-help-heres-how-11783740875288.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/11/1600x900/logo/Gemini_Generated_Image_v8oavov8oavov8oa_1783741185019_1783741190794_1193c96f-9cb7-445b-abe3-98efb0ec3d86.png" width="1600"/>
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<item>
	<title><![CDATA[Govt’s hub-and-spoke model for international travel: How will it help airline passengers?]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/govts-hub-and-spoke-model-for-international-travel-how-will-it-help-airline-passengers-11783500172497.html]]></link>
	
	<description><![CDATA[The government’s hub-and-spoke model will allow airline passengers to check in baggage and complete customs and immigration formalities at spoke city airport (Tier-II and -III cities), and take onward flight from the hub city airport (Delhi or other major cities) to international locations.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 08:00:13 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/govts-hub-and-spoke-model-for-international-travel-how-will-it-help-airline-passengers-11783500172497.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/08/1600x900/logo/travel__1783506131993_1783506132230_ca434c16-0e39-4ddf-b0a6-fd618c77be84.png" width="1600"/>
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	<title><![CDATA[Bank holiday today? Check if SBI, HDFC, ICICI are closed on 11 July for second Saturday off — RBI calendar here]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/bank-holiday-today-check-if-sbi-hdfc-icici-are-closed-on-11-july-for-second-saturday-off-rbi-calendar-here-11783733026562.html]]></link>
	
	<description><![CDATA[Public and private banks across India will remain closed today, 11 July, for the second Saturday holiday. Bank operations will remain suspended nationwide, but online banking services will remain accessible for transactions.]]></description>
	
	<pubDate><![CDATA[Sat, 11 Jul 2026 07:15:19 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/bank-holiday-today-check-if-sbi-hdfc-icici-are-closed-on-11-july-for-second-saturday-off-rbi-calendar-here-11783733026562.html]]></guid>
	
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	<title><![CDATA[Why a same-sex couple is challenging the income tax law that exempts gifts only between spouses? Explained]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/why-a-same-sex-couple-is-challenging-the-income-tax-law-that-exempts-gifts-only-between-spouses-explained-11783703515151.html]]></link>
	
	<description><![CDATA[The Karnataka High Court has requested the Union government to respond to a petition challenging tax exemptions for gifts between spouses, which currently excludes same-sex couples. Details here.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 23:11:17 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/why-a-same-sex-couple-is-challenging-the-income-tax-law-that-exempts-gifts-only-between-spouses-explained-11783703515151.html]]></guid>
	
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	<title><![CDATA[EPS 2026: New withdrawal rules and 20-day claim settlement explained]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/eps-2026-new-withdrawal-rules-and-20-day-claim-settlement-explained-11783700358324.html]]></link>
	
	<description><![CDATA[With EPS 2026, the pension system for organized sector employees is reformed for transparency and efficiency. It mandates a 36-month wait for withdrawal benefits, enforces a 20-day claim processing deadline, and supports higher pensions, while preserving existing benefits for current members.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 23:07:18 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/eps-2026-new-withdrawal-rules-and-20-day-claim-settlement-explained-11783700358324.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/2-0-1141279640-pension-0_1679691607822_1783700562389_3414a46f-916a-4030-b4bc-7a0e42b41048.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[If you invested like Trump, you'd be ahead of the S&amp;P 500 — here's what the US President is betting on]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/if-you-invested-like-trump-youd-be-ahead-of-the-s-p-500-heres-what-the-us-president-is-betting-on-11783699928127.html]]></link>
	
	<description><![CDATA[Trump's financial disclosures reveal he executed 21,285 stock trades in 2025, averaging one trade every five minutes. His portfolio has outperformed the S&amp;amp;P 500, with a 37.3% return since his inauguration. Here's a look at the US leader's portfolio .]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 22:32:36 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/if-you-invested-like-trump-youd-be-ahead-of-the-s-p-500-heres-what-the-us-president-is-betting-on-11783699928127.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/USA-TRUMP-NATO-0_1783664409584_1783664430797_518a749b-ac99-4e7e-bb46-01b5ca26e8e7_1783700741148_08f092ca-5568-40d7-aae5-6a132dac6af9.JPG" width="1600"/>
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<item>
	<title><![CDATA[EPFO passbook portal restored after software upgrade; members can access accounts again ahead of 8.25% interest credit]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/epfo-passbook-portal-restored-after-software-upgrade-members-can-access-accounts-again-ahead-of-8-25-interest-credit-11783693869588.html]]></link>
	
	<description><![CDATA[The EPFO has restored its passbook portal after a two-week outage due to a database upgrade. Members can access their accounts again ahead of 8.25% interest credit.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 21:21:15 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/epfo-passbook-portal-restored-after-software-upgrade-members-can-access-accounts-again-ahead-of-8-25-interest-credit-11783693869588.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/2-0-1428165427-epfo-01-20151019-PP-0_1679746808111_1783698462264_cb8676ad-8526-43f6-b0c3-1f7e16b5f813.JPG" width="1600"/>
</item>
<item>
	<title><![CDATA[Same salary, different loan amount? Here's why banks may treat borrowers differently]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/same-salary-different-loan-amount-heres-why-banks-may-treat-borrowers-differently-11783690919940.html]]></link>
	
	<description><![CDATA[Lenders consider factors beyond income when approving loans, such as repayment history and financial habits. Two individuals with identical salaries may experience different loan outcomes based on their overall financial profiles.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 20:59:00 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/same-salary-different-loan-amount-heres-why-banks-may-treat-borrowers-differently-11783690919940.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Screenshot_2023-04-24_141911_1682326228015_1783693590519_9e6f0429-ba0f-41a0-a83f-a919e321df69.png" width="1600"/>
</item>
<item>
	<title><![CDATA[Which ITR form should you file? A guide for salaried employees, pensioners and other taxpayers]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/which-itr-form-should-you-file-a-guide-for-salaried-employees-pensioners-and-other-taxpayers-11783688296409.html]]></link>
	
	<description><![CDATA[The ITR forms have been revised for AY 2026-27, affecting ITR-1, ITR-4 and ITR-2. Taxpayers must ensure correct filing by reviewing income sources and changes to avoid complications. The filing deadline is 31 July 2026 for individuals and non-audited entities.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 19:25:28 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/which-itr-form-should-you-file-a-guide-for-salaried-employees-pensioners-and-other-taxpayers-11783688296409.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Income-tax-laws-mandate-disclosing-of-foreign-asse_1687281574071_1783688553436_96951099-b50d-4132-9011-64832292f3ab.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[Forgot your ITR login password? Here's how to reset it without access to Aadhaar-linked mobile number]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/forgot-your-itr-login-password-heres-how-to-reset-it-without-access-to-aadhaar-linked-mobile-number-11783687200611.html]]></link>
	
	<description><![CDATA[Taxpayers can reset their income tax e-filing portal password using various methods if they forget it, even if they don't have access to their Aadhaar-linked mobile number. Step-by-step guide here.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 19:20:54 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/forgot-your-itr-login-password-heres-how-to-reset-it-without-access-to-aadhaar-linked-mobile-number-11783687200611.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/tax_1722523509704_1783691368626_96b0b0d9-f901-42b0-bbe1-d08130f22556.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[AMFI Data: Gold ETF inflows rebound to  ₹3,443 crore in June after May outflows, here's what changed]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/amfi-data-gold-etf-inflows-rebound-to-3-443-crore-in-june-after-may-outflows-heres-what-changed-11783683820103.html]]></link>
	
	<description><![CDATA[Gold ETF inflows rebounded sharply to  ₹3,443 crore in June, reversing May's outflows as investors returned after profit booking. Experts say cooling gold prices and persistent global uncertainties revived demand for the safe-haven asset.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 17:25:23 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/amfi-data-gold-etf-inflows-rebound-to-3-443-crore-in-june-after-may-outflows-heres-what-changed-11783683820103.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/pexels-photo-33539240_1783684937717_1783684949916_c22e9262-3d41-434f-8f2c-2c69b4916591.jpeg" width="1600"/>
</item>
<item>
	<title><![CDATA[EPF vs PPF vs NPS: Which retirement scheme is meant for you?]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/epf-vs-ppf-vs-nps-which-retirement-scheme-is-meant-for-you-11783680572834.html]]></link>
	
	<description><![CDATA[Building a solid retirement corpus is crucial for financial planning. Popular schemes in India include EPF, PPF, and NPS, each differing in eligibility, contributions, and benefits. Details here.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 17:21:40 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/epf-vs-ppf-vs-nps-which-retirement-scheme-is-meant-for-you-11783680572834.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/how_to_claim_unclaimed_deposits_1702530254956_1783682099162_4a2e7940-656a-4c2f-883e-12ef4a85efea.jpg" width="1600"/>
</item>
<item>
	<title><![CDATA[These value mutual funds delivered the highest returns in 5 years. Should you invest?]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/these-value-mutual-funds-gave-highest-performance-in-past-5-years-should-you-invest-11783671321705.html]]></link>
	
	<description><![CDATA[Value funds, notably HSBC and ICICI Prudential, have yielded strong returns. Experts suggest that investors adopt a mixed strategy, combining value and growth stocks, to enhance portfolio performance throughout different market cycles.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 16:28:50 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/these-value-mutual-funds-gave-highest-performance-in-past-5-years-should-you-invest-11783671321705.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/value_funds_1783671898852_1783671910832_55eb6be2-a75c-4cd9-b7f4-e8db69332000.png" width="1600"/>
</item>
<item>
	<title><![CDATA[ITR filing: Switched jobs during FY 2025-26? Follow this checklist to avoid errors]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/itr-filing-switched-jobs-during-fy-2025-26-follow-this-checklist-to-avoid-errors-11783669669900.html]]></link>
	
	<description><![CDATA[Employees who changed jobs during FY 2025-26 should report salary from all employers while filing ITR for AY 2026-27. Verify Form 16, Form 26AS and AIS, report total salary correctly, and avoid tax notices, interest charges and refund delays.&amp;nbsp;]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 15:03:30 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/itr-filing-switched-jobs-during-fy-2025-26-follow-this-checklist-to-avoid-errors-11783669669900.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Tax_1771915779821_1771915817225_1783669855957_f8e98b51-8354-4395-bbe3-a3402adf1ac3.png" width="1600"/>
</item>
<item>
	<title><![CDATA[Mutual fund delivered 15% CAGR? Why your returns may still be lower]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/mutual-fund-delivered-15-cagr-why-your-returns-may-still-be-lower-11783672524774.html]]></link>
	
	<description><![CDATA[Your mutual fund's published return and your actual return are often not the same. Experts explain why investor behaviour, rather than fund performance, is usually responsible for the gap.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 14:56:07 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/mutual-fund-delivered-15-cagr-why-your-returns-may-still-be-lower-11783672524774.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Gemini_Generated_Image_nmae8unmae8unmae_1783673119269_1783673135068_93621b9a-aaa1-4c91-b60b-d4133e3b4866.png" width="1600"/>
</item>
<item>
	<title><![CDATA[CBDT directs AIS to show foreign investments, strengthening tax transparency and compliance]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/cbdt-directs-ais-to-show-foreign-investments-strengthening-tax-transparency-and-compliance-11783666887689.html]]></link>
	
	<description><![CDATA[CBDT will upload foreign investment and overseas financial account information into taxpayers' AIS within 90 days under the AEOI framework. The move aims to improve tax transparency, simplify compliance, strengthen verification of foreign assets and encourage accurate income tax return filing.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 13:29:42 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/cbdt-directs-ais-to-show-foreign-investments-strengthening-tax-transparency-and-compliance-11783666887689.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/pexels-photo-6863181_1761552499364_1761552513924_1783667175219_60c8e6bb-048a-4c8f-9355-da175b8da891.jpeg" width="1600"/>
</item>
<item>
	<title><![CDATA[8th Pay Commission: Should the highest government salary be capped? Here's what employee bodies want]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/8th-pay-commission-why-employee-bodies-are-divided-over-capping-the-highest-government-salary-11783666499682.html]]></link>
	
	<description><![CDATA[Employee bodies have proposed contrasting approaches to determining the highest salary under the 8th Pay Commission, with some seeking a 1:12 cap between minimum and maximum pay while others oppose any such limit.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 12:43:12 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/8th-pay-commission-why-employee-bodies-are-divided-over-capping-the-highest-government-salary-11783666499682.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Gemini_Generated_Image_20bozk20bozk20bo_1783667131453_1783667140775_d8e47cdd-bee9-4968-9824-f2edc89ca4ca.png" width="1600"/>
</item>
<item>
	<title><![CDATA[20x rule explained: Simple property price test to decide if renting or buying a home is smarter]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/20x-rule-explained-simple-property-price-test-to-decide-if-renting-or-buying-a-home-is-smarter-11783659390180.html]]></link>
	
	<description><![CDATA[The 20x rule helps homebuyers compare property prices to rental values before deciding whether to buy or rent. Here's how the price‑to‑rent ratio works, its benefits and limitations and how EMIs, appreciation and personal finances shape smarter housing choices.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 12:16:06 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/20x-rule-explained-simple-property-price-test-to-decide-if-renting-or-buying-a-home-is-smarter-11783659390180.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/home_loan_1782034462706_1782034478716_ca99cf19-3f01-4f27-a0db-89b50e6c867c_1783659648737_5b46a207-eece-4b5b-84ce-1f07b2566827.png" width="1600"/>
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<item>
	<title><![CDATA[Think choosing a bad fund is your biggest mistake? These 3 can cost even more]]></title>
	
	<link><![CDATA[https://www.livemint.com/money/personal-finance/3-mutual-fund-mistakes-that-can-cost-investors-more-than-a-bad-fund-11783660551940.html]]></link>
	
	<description><![CDATA[The biggest threat to your mutual fund returns may not be the fund you choose, but the decisions you make after investing. Experts identify three costly mistakes that investors should avoid.]]></description>
	
	<pubDate><![CDATA[Fri, 10 Jul 2026 11:37:10 +0530]]></pubDate>
	
	<guid><![CDATA[https://www.livemint.com/money/personal-finance/3-mutual-fund-mistakes-that-can-cost-investors-more-than-a-bad-fund-11783660551940.html]]></guid>
	
		<media:content height="900" medium="image" url="https://www.livemint.com/lm-img/img/2026/07/10/1600x900/logo/Gemini_Generated_Image_7lpzlc7lpzlc7lpz_1783660975685_1783660982269_927e90ce-1308-4827-a767-f1ad3a2f88ea.png" width="1600"/>
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