Loan Against Property News
Transparency vs volatility: Impact of external benchmark for loans
RBI’s decision to link bank interest rates for loans against an external benchmark is likely to improve transparency but is also expected to bring volatility. We ask experts how this will impact the borrowers
4 min read11 Dec 2018LIC Housing Finance is taking on more risk but benefits not in sight
While there is indeed no worry on the asset quality of LIC Housing Finance, rising share of loans against property has implications for future asset quality
1 min read27 Aug 2018Delinquencies in loan against property to rise 70 bps to 3.3% in fiscal 2018: Crisil
Crisil expects delinquencies in the loan against property market to rise to 3.3% due to moderating growth, high competition and falling loan yields
2 min read15 Dec 2017Delinquencies in loan-against-property segment may rise in 2018: Moody’s
Moody’s says lenders have adopted a more cautious approach while extending LAP because of rising delinquencies and subdued operating environment for SMEs
1 min read6 Dec 2017LIC Housing Finance: Asset quality stable, retail home loans’ revival key
As on March 2017, 83.6% of LIC Housing Finance’s loan book comprises retail home loans, lower than the 86.2% exposure it had in the previous fiscal year
2 min read27 Apr 2017Affordable housing is the flavour of the season
The contribution of mortgages to the banking industry’s advances has grown from 1.5% to 10% in the past decade, as most bankers see opportunities in the market
6 min read19 Dec 2016Loan against property delinquencies on the rise: India Ratings
Delinquency rates may rise to 5%, a three-fold increase since fiscal 2014, in two to four quarters, the report said
1 min read5 Oct 2016LIC Housing Finance continues focus on high margin loans
LIC Housing Finance’s overall loan book grew 15% in the June quarter compared to 16% in January-March
1 min read20 Jul 2016When to make use of loan against property
It’s best used when you need a large lump sum amount, and other sources of money are not available
5 min read19 Jul 2015Taking loan against property? 4 things you must know
If you are one of those who are planning to take a loan against property, we answer four questions you may have regarding the loan
2 min read15 Jul 2015Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
Primer
Primer is Mint's signature mode of explaining a complex issue by breaking into five simple questions and answers. We bring you our roster of expert writers across subjects, resulting in explanatory journalism at its very best, published every weekday.