SIP
Lump sum vs SWP: What is the right way to withdraw money from mutual funds after retirement?
Redeeming from equity during a market downturn locks in losses permanently — the corpus never fully recovers. SWPs from debt or hybrid funds avoid this, preserving equity's compounding runway.
3 min read6 May 2026Mutual fund SIP calculator: Want to retire at 45? ₹9000 monthly savings can help you get ₹2 lakh per month pension
A 25-year-old investor can accumulate ₹3,64,92,972 in the next 20 years through a disciplined monthly SIP of ₹9,000, potentially providing a monthly pension of ₹2 lakh post-retirement at 45 through a SWP for the next 40 years
3 min read5 May 2026The hardest part of investing isn’t picking, it’s holding
Legitimate capital, patiently held, is the only edge in this business that has worked reliably for a hundred years. It is not glamorous enough to go viral. But it is the only version of the story that ends with you still holding the asset.
3 min read3 May 2026Why has my ₹90 lakh home loan's principal reduced by only ₹6 lakh despite paying 60 EMIs? I asked ChatGPT
I asked ChatGPT why the principal of my ₹90 lakh home loan hasn't decreased much despite paying off ₹45 lakh via 60 EMIs. Here is what AI said.
3 min read2 May 2026Mutual fund calculator: ₹6000 monthly SIP can help you get ₹6 lakh monthly pension
A 30-year-old investor can accumulate ₹9 crore via a disciplined SIP, potentially providing a monthly pension of ₹6 lakh post-retirement through a SWP, ensuring financial security and a contingency fund for medical emergencies.
3 min read4 May 2026No more OTP hassle: how RBI’s new e-mandate rules smooth out high-value payments
The standard threshold remains at ₹15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.
2 min read30 Apr 2026SIP vs PPF in 2026: Why flexible investing beats the 70:30 rule for balanced wealth creation
Rising market uncertainty in 2026 is reshaping SIP vs PPF allocation, as investors move beyond the 70:30 rule towards flexible strategies that balance growth, stability, tax efficiency, and personal finance goals.
4 min read29 Apr 2026You can accumulate ₹55.88 crore by initial savings of ₹30 a day
How to become rich: Using the 15% annual step-up, one can accumulate ₹55.88 crore in 35 years by saving ₹30 a day and investing it in monthly SIPs.
2 min read15 Apr 2026SIP and SWP: From auto-debits to regular deposits — Here's what investors should know
While young investors are considering entering mutual funds, senior investors are looking to make the most of their investments. Here's an explainer on SIPs and SWPs, how they differ from each other, the benefits and considerations.
5 min read13 Apr 2026Want to start SIP for mutual fund? Here's a step-by-step guide for how to make the most of your investment
SIPs facilitate monthly contributions, promote financial discipline, and offer other fiscal benefits compared to lump-sum investments. Here's a look at why you should consider SIP for investment in mutual funds…
3 min read12 Apr 2026Wait for it…
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