Agricultural Loans

RBI governor Shaktikanta Das today said any generalised farm loan waiver adversely impacts the credit culture and the behaviour of borrowers, amid various state governments announcing waivers

The impact of farm loan waivers has started showing in bad loans accumulated at banks, such as HDFC Bank and Axis Bank

HDFC Bank Q1 results show that higher interest income has boosted profit, but asset quality has worsened as expectations of farm loan waivers hit recoveries

Loan growth may fall to the lowest level since 1992 as lenders tighten underwriting standards for advances to farmers, with farm loan waivers raising the risk on billions of dollars of such debt

Tractor loans could see rise in delinquency rates due to political pressure for farmers to be granted waivers on agricultural loans, says Fitch report

Equitas Small Finance Bank plans to venture into new portfolios like agricultural loans, gold loans and unsecured business loans going forward

SBI Research says the overall fiscal impact of PM Modi's new year sops will be around Rs3,500 crore per year, which is minimal compared to the social and economic benefits

Opposition says Prime Minister Narendra Modi should reply to the debate on the issue

Ninety per cent of the bank's farm loan book is made up of loans to farmers in Andhra Pradesh and Telangana

Dismal fiscal situation