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What is the Modified Interest Subvention Scheme and how does it benefit farmers?

Launched in 2006-07, the Modified Interest Subvention Scheme (MISS) supports farmers with affordable credit, offering loans up to ₹5 lakh at reduced interest rates. The scheme aids recovery from natural disasters and encourages timely loan repayment to alleviate financial burdens on farmers.

2 min read11 Mar 2025
Money

Personal student loans: Benefits, eligibility, interest rates and more

In today’s cut throat competitive environment personal student loans are becoming increasingly popular among Indian students who need financial support to meet their educational requirements and aspirations.

2 min read24 Feb 2025
Money

Amazon Pay ICICI Credit Card: Eligibility, documentation, and application process

Amazon offers a convenient e-commerce platform for easy purchases. To earn exclusive rewards, consider the Amazon Pay ICICI credit card, understanding its features and eligibility. Age 18+, specific income proof is required, and an Amazon account is necessary for application.

2 min read21 Feb 2025
Money

Small Personal Loans: Everything you need to know about interest rates and eligibility

Mini loans, or small personal loans, are suitable for unexpected expenses, starting at ₹50,000. They feature flexible terms and interest rates from 10.85% to 16.65%. Eligibility criteria include a minimum income and experience, with quick processing and minimal documentation needed for approval.

3 min read19 Feb 2025
Money

HSBC India TravelOne Credit Card: From eligibility to rewards; all you need to know

HSBC Bank has launched the India TravelOne Credit Card, targeting travelers. Eligibility includes Indian residents aged 18-65 with a minimum annual income of ₹4,00,000. The card offers travel rewards but has high rejection rates for self-employed applicants.

4 min read17 Feb 2025
Money

Fisheries Loan: Pradhan Mantri Matsya Sampada Yojana—Eligibility and benefits explained

PMMSY is a government initiative to enhance the fisheries sector in India through a ₹20,050 crore investment. It emphasizes sustainable practices, infrastructure development, and financial assistance to fish farmers, aiming for responsible growth and economic contributions.

1 min read14 Feb 2025
Money

Kisan Credit Card Fisheries Scheme: From eligibility to benefits; all you need to know

India’s Kisan Credit Card Fisheries Scheme empowers fishers and farmers with easy access to loans, financial literacy, and reduced costs. It supports both working capital and investment needs, ensuring the growth and sustainability of the fisheries sector.

1 min read14 Feb 2025
Money

PM SVANidhi scheme: From benefits to eligibility; all you need to know

PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme, has been launched to benefit street vendors. The aim is to mainstream them and improve their lives.

1 min read14 Feb 2025
Money

PM Gati Shakti Scheme: Key components, benefits, and vision for India’s future

PM Gati Shakti is an initiative by the Government of India to accelerate infrastructure development through integrated planning and proper execution.

1 min read12 Feb 2025
Money

Kisan Credit Card: How to apply online and get instant approval; all you need to know

The Kisan Credit Card (KCC) scheme, launched by the Government of India, provides farmers with accessible credit for agricultural expenses, including seeds, fertilizers, and equipment. The scheme is launched with an objective to offer loans at lower interest rates to support farming activities.

1 min read12 Feb 2025
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Budget

The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared

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