Asset Recovery

Industry

RBI proposes ban on intimidation, abusive calls by loan recovery agents

RBI said neither the bank’s employee, nor the recovery agent should engage in any harsh methods to recover dues. Use of abusive language, sending inappropriate messages either on mobile or through social media, or excessively calling or calling outside the prescribed hours would be considered harsh.

2 min read12 Feb 2026
Industry

Microfinance is taking baby steps to recovery but there is a long walk ahead

Microfinance sector is witnessing a slow recovery marked by moderating bad loan ratios and better collections. However, profitability remains pressured as major lenders focus on secured loans to manage risk. The sector's path to growth is further constrained by uneven recovery.

5 min read3 Nov 2025
News

Forgotten riches: Govt campaign to unlock ₹80,000 crore unclaimed funds

On 24 April, Mint reported citing sources that the Centre may ask state-run banks to settle at least 30%–40% of the ₹78,000 crore of unclaimed deposits in their books during FY26.

2 min read1 Oct 2025
Industry

Mint Explainer | What the listing plans of India's oldest bad bank say about the asset reconstruction industry

The going hasn’t been easy for India’s asset reconstruction companies, with the industry steadily shrinking in size.

4 min read4 Aug 2025
News

Interpol issues Silver Notice on India's request, targets ex-French Embassy officer Shubham Shokeen in visa fraud probe

This new notice aims to locate illicit assets and facilitate international cooperation in asset recovery.

4 min read28 May 2025
Companies

Edelweiss looks to list all firms and enter new business

In an exclusive interview, Rashesh Shah unveils Edelweiss 3.0's ambitious plan to unbundle its businesses and focus on leadership and capital efficiency. With a roadmap leading to IPOs and new ventures, learn how the group is navigating challenges and regulatory hurdles.

9 min read22 Oct 2024
Opinion

Asset reconstruction companies ought to focus on reviving distressed businesses

While the primary focus of ARCs has remained the recovery of bad loans, they could evolve into early-distress turnaround specialists with regulatory and capital backing to prevent value erosion.India needs a business rescue ecosystem that kicks in early and goes beyond the last-resort IBC mechanism.

4 min read30 Sep 2024
Industry

RBI pushes asset reconstruction companies to strengthen KYC compliance

RBI’s push is backed by its master circular from 24 April that mandated ARCs to follow these norms as prescribed in its KYC guidelines from 2016.ARCs face increased compliance costs and challenges, particularly with retail bad loans, as they adapt to stricter KYC guidelines.

4 min read3 Jun 2024
Industry

RBI calls for better governance in asset reconstruction companies

RBI pointed out that it has come across several cases of non-compliance by these asset reconstruction companies and reiterated that regulations need to be followed

2 min read17 May 2024
News

Interpol issues Silver Notice on India's request, targets ex-French Embassy officer Shubham Shokeen in visa fraud probe

This new notice aims to locate illicit assets and facilitate international cooperation in asset recovery.

4 min read28 May 2025