Auto Loans
How the new credit reporting cycle will rewire loans, EMIs and approvals
Weekly credit reporting is turning India’s loan approvals into near real-time decisions—tightening discipline, curbing risky borrowing, and reshaping how lenders judge you.
3 min read7 Apr 2026EMI Burden Now Haunting The Middle Class As Average Debt Per Indian Continues To Rise | Explained
India’s middle class is falling into a dangerous pattern of debt-fuelled consumption. The dream of upward mobility is increasingly being financed through easy credit, and the fallout has already begun. The Reserve Bank of India, data says that 5-10% of middle-class households are now stuck in a debt trap. Analysts believe this is largely driven by social media driven fake comparisons. #debt #emi #autoloans #homeloan #loans #loan #india #creditcard #personalloan #abhinavtrivedi #debtfreejourney #debtmanagement #debtfree #nirmalasitharaman #financenews #finance #socialmedia
3 Dec 2025India’s next EV push: Easier loans for electric trucks and buses in the works
The Centre is working on a new scheme to make loans cheaper for commercial EV buyers, aiming to tackle the credit bottleneck slowing India’s green mobility transition.
3 min read6 Nov 2025Car and two-wheeler loans surge after GST cuts, truck financing lags
In September, India's banking industry saw a vehicle loan growth of 7.3%, nearly half of the 14% expansion seen in the same month a year ago, according to RBI data. However, bankers suggest strong growth momentum in vehicle loans October onwards, following a major GST overhaul.
6 min read6 Nov 2025Big banks cash in on well-heeled borrowers
JPMorgan, Bank of America and Wells Fargo see few signs of trouble among their consumer clients.
3 min read16 Oct 2025Collateral-backed loans were a safe space for banks. Maybe not any longer
Stress in secured loans reflects lingering concerns even after the central bank cracked down on unsecured lending frenzy
5 min read11 Feb 2025Loan default: Struggling to repay your loan? Understand borrower's rights
Despite defaulting, borrowers have legal rights that lenders must respect
2 min read4 Apr 2024Know what a car loan costs you
A loan for longer may mean EMIs, which makes the car seem more affordable, but overall, you pay more as interest
1 min read20 Nov 2023Rising competition can put a spoke in Bajaj Finance’s wheel
The non-banking financial company’s new loans booked rose 20% year-on-year (y-o-y) during the quarter. With this, Bajaj Finance has clocked its highest ever new loans for a full year in FY23.
1 min read6 Apr 2023'India is lucky to have RBI', says veteran fund manager after SVB's debacle
It must be noted that America's credit card debt is at an all-time high. A record number of US residents are paying more than $1,000 a month on loans
3 min read11 Mar 2023Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.