Ayushman Bharat

That most Indians don’t have health insurance is less about behaviour and more about policy pricing—kept high by adverse selection. Finely sliced and diced actuarial numbers could be taken from Ayushman Bharat’s database for AI to suggest risk-appropriate premiums.

As India advances toward universal health coverage, strengthening primary care, health workforce capacity and medicine quality is critical to turn ambitious programmes into assured health outcomes.

Ayushman Bharat, India's flagship health insurance scheme for the poor, is facing a crisis as over 600 private hospitals in Haryana have suspended services due to unpaid dues. With over ₹1.2 trillion owed to hospitals nationwide, what does this mean for the future of healthcare access for millions?

The idea is to transform India’s digital health system so that universal health coverage is accessible, affordable, and safe for the public.

The largest number of inactive hospitals are in Andhra Pradesh (1,232 inactive out of 2,659 hospitals), followed by Rajasthan (932 out of 1,372). Tamil Nadu has 731 inactive hospitals out of 2,573, and UP has 297 inactive hospitals among 3,519.

At 2.1% of GDP, our health expenditure lags all other G20 nations and our health system is largely financed out-of-pocket by citizens. Here’s a status check