Bad Loans News
These five banks have the biggest problem with bad loans. Approach with caution.
They’ve had the highest non-performing asset (NPA) ratios in the past five years, and while their situation is improving, you’re probably better off looking elsewhere as an investor.
5 min read5 Sep 2025Mint Explainer | What the listing plans of India's oldest bad bank say about the asset reconstruction industry
The going hasn’t been easy for India’s asset reconstruction companies, with the industry steadily shrinking in size.
4 min read4 Aug 2025IndusInd Bank Q1 results: Net profit tanks 68% YoY to ₹684 crore; provisions jump 66%
IndusInd Bank Q1 results: The private sector lender witnessed a 68% fall in net profit to ₹684 crore in the April-June quarter as the bank increased its provisions for bad loans by 66% on a year-on-year basis. Shares closed lower ahead of the Q1 results announcement.
2 min read28 Jul 2025Nudged by finance ministry, PSBs to develop new framework for NPA recovery; special teams to focus on high-value loans
While banks have seen big improvements in the level of bad loans, the government wants them to remain alert and not lose focus on the drive to chase bad loans.
3 min read29 Jun 2025Falling into a debt trap? Here's how to get out of it, step by step
Rising consumer borrowing, shrinking savings and risky credit habits are pushing many Indian households into debt. But you can escape it with just a few steps from Finology's Research Desk.
5 min read17 Jun 2025Are banks hiding weak asset quality with higher loan write-offs?
Given pressures in the unsecured retail space, we believe banks with higher delinquencies are using it as a tactical tool to maintain their NPA ratio, obfuscating the true asset quality in the books, said Saswata Guha of Fitch Ratings.
6 min read9 May 2025Plastic pitch: Issuers of credit cards must reshape them for their basic purpose
Credit cards have lost utility as payment devices in the age of UPI. For credit, their usurious rates of interest often catch people unaware and push them into debt traps. It’s time for a reset.
3 min read25 Mar 2025Indians Are Defaulting More On Loans Without Collaterals | RBI Highlights The Worrying Trend
Gross NPAs in the microfinance sector surged to an all-time high of ₹50,000 crore, or 13% of the gross loans, at the end of December last year. This happened even as the RBI reduced the need for higher capital allocation against risky unsecured assets. Now as per a recent report India, which is home to over 140 Cr people, has nearly 100 Cr individuals who lack sufficient income to spend on discretionary goods or services.. #npa #sharemarket #stockmarket #news #narendramodi #rbi #fitch #banks #loan #debt #autoloans #personalloan #personalfinance #nse #sensex #bse #abhinavtrivedi #nirmalasitaram #homeloan #loandefault #smartphone #loanapp #rbi #icicibank #hdfcbank #axis #usa #india #debtceiling #creditcard #creditscore
3 Mar 2025U.S. Seeks to Collect on Up to $20 Billion in Delinquent Covid Loans
Time is running out for small businesses and nonprofits that took out roughly one million government loans during the pandemic.
6 min read7 Mar 2024As banks can now sell ‘fraud loans’, what does this mean for Indian banks
Instead of making 100 per cent provisions for ‘fraud’ loans, banks can now transfer loans to asset reconstruction companies for a lower price. Let us decode how this is set to reform the banking landscape of India.
2 min read15 Dec 2021Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared