E-PaperBank Credit News
Transform risk management to aid a credit revival
Banks need to take better risk-management decisions by leveraging data, analytics and technology. This can play a crucial role in reducing risk aversion, thereby helping revitalize credit and economic growth.
4 min read29 Apr 2020Bank credit growth slows to 6.3% for the fortnight ended 14 February
Recently, at the Mint Annual Banking conclave RBI Governor highlighted that domestic credit growth continues to be a challenge for the banking sector
1 min read27 Feb 2020Non-bank credit flow fell 19.4% in FY19, says central bank
RBI annual report: Credit flow from non-banks declined 19.4% in FY19; flows from banking sources rose 44% during the periodIn FY19, the total flow of financial resources to the commercial sector rose 4.2% y-o-y, the central bank said
2 min read29 Aug 2019Credit, deposit growth manage to remain in double- digits
Personal loan growth slowed to 16.9% in May from 18.6 percent in the year ago periodOn a year-on-year basis as of May, non-food credit increased 11.4% from 11.1%
1 min read18 Jul 2019Bank credit to infra sector grows 18.5% in FY19: RBI data
Outstanding bank credit to the sector was ₹8.91 lakh crore as at March 2018Earlier banks had curtailed lending to the sector due to higher NPAs
1 min read20 May 2019Banks close FY19 with 13.24% credit growth, deposits up 10.03%
In the year-ago fortnight, deposits were at ₹114.26 lakh crore and advances at ₹86.25 lakh croreIn FY17, aggregate deposits in the banking system grew a mere 6.7 % in 2017-18, while credit grew still lower at 4.54 %, the lowest since fiscal 1963
1 min read11 Apr 2019Bank credit grows 14.5%, deposits up 9.63%
In the previous fortnight ended January 18, deposits had increased by 9.69% to ₹119.86 lakh croreIn the reporting month, credit to the services sector almost doubled to 23.2%
1 min read13 Feb 2019Bank loan growth picks up pace even as deposits stagnate
The bank credit-to-deposit ratio, or C-D ratio, rose to 78.6% in December, the highest since March 1971, when it was 79.3%, says a JM Financial report
2 min read10 Jan 2019Bank credit grows by 15.07%, deposits by 9.66%: RBI data
In the previous fortnight ended November 23, credit has risen by 15.09 percent to ₹91.32 trillion, while deposits surged 9.43 percent to ₹118.13 trillion
1 min read20 Dec 2018New RBI norms capping bank credit to increase top companies’ refinancing: Report
The India Ratings report said the impact can be significant for working capital intensive sectors, especially those into cyclical businesses.
3 min read7 Dec 2018Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared