Bank Deposits
Mauritius’ SBM Bank India mobilises $100 million through FCNR window
The mobilization drive allowed SBM Bank India to reach prospective customers in markets such as Africa and the UAE who had not previously banked with the lender.
4 min read8 Sep 2026RBI asks rating agencies to stop naming it as bank deposit regulator: What this means for depositors
RBI has asked credit rating agencies to stop identifying it as the regulator for bank deposit ratings, according to a vreport. The move could create a compliance issue for rating agencies and affect how depositors assess bank credit risk.
2 min read17 Aug 2026RBI's special forex window could draw up to $85 billion, says SBI Research
FCNR(B) deposits could reach $65-70 billion by September-end, with total foreign currency inflows from the RBI's special measures projected at $80-85 billion, though the report warned that sustained rupee weakness could undermine gains.
4 min read27 Jul 2026Banks invest in QR infra for easy current account float amid slowing deposit growth
State-run and mid-sized lenders are deploying their own QR-payment infrastructure to win current-account balances, cash-management mandates and lending opportunities from small businesses.
5 min read3 Jun 2026Shankar Sharma compares Nifty 50 vs bank FD returns over 12 years — the results may surprise you
Shankar Sharma's analysis reveals the Nifty 50 Total Return Index achieved a 9.38% post-tax CAGR over 12 years, while bank fixed deposits yielded 4.93%. Despite lower returns, bank FDs showed a superior risk-adjusted return ratio.
3 min read16 May 2026FD vs RD: Investing in bank deposits? Here are key differences between fixed and recurring deposits, and how to use them
Fixed deposits and recurring deposits are bank deposit options that give you low-risk investment option with guaranteed returns. Here's a look at which is suitable for you, how they work and how you can use them to reach your financial goals…
5 min read10 May 2026Bank deposit risk explained: What happens to your money if a lender fails to return it?
Bank deposits are generally safe, but in case of bank failure, only ₹5 lakh per depositor is insured under the DICGC. This coverage applies to all accounts in a bank, with specific exclusions for certain deposits. Details here.
2 min read2 May 2026Fixed Deposit interest for senior citizens: Comparing highest rate offered by SBI, HDFC Bank, ICICI Bank, Yes Bank, more
As retirees reach 60, fixed deposits (FDs) offer a secure investment option for managing expenses like medical and living costs. Here is a comparison on what's on offer from various private and public lenders
3 min read20 Apr 2026Bank deposits shrink in household savings as MFs, equities gain ground: Economic Survey
Bank deposits’ share of household financial savings has fallen sharply over a decade, while SIP flows, demat accounts and mutual fund participation hit record highs, the Economic Survey said.
1 min read29 Jan 2026RBI’s liquidity infusion: It may relieve the symptom but not the real problem that Indian banking must confront
To address liquidity tightness in India’s banking system, we need a proper diagnosis of what’s causing it, followed by remedial action. A temporary balm may just be glossing over a deep structural problem of bank deposits drying up.
2 min read26 Dec 2025Wait for it…
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