Bank Loan
Corporate bond issuances fall in FY26 as yields stay high
While the year started strong, the second half saw a significant slowdown, leaving the market hopeful for a FY27 recovery.
4 min read28 Jan 2026How would 125 bps repo rate cut by RBI in 2025 impact your monthly home loan EMI?
RBI monetary policy: As RBI has reduced repo rate by 125 bps in 2025, the monthly home loan EMI of a ₹50 lakh loan taken at 9% per annum for 15 years at the beginning of 2025 would now come down from ₹54,713 to ₹47,064
5 min read5 Dec 2025Ex-Union secretary seeks SC-monitored probe into alleged bank fraud by RCOM, Anil Ambani
The PIL, filed by former Union secretary Emani Anantha Satyanarayana Sarma (EAS Sarma), alleges that RCOM, Reliance Infratel, and Reliance Telecom diverted ₹31,580 crore in bank loans.
4 min read17 Nov 2025HDFC Bank expects govt reforms, tech efficiency to speed up lending revival
With inflation cooling, GST cuts boosting disposable incomes, and anticipated interest rate cuts likely to reduce borrowing costs, the country’s largest private lender expects loan demand to gather momentum in the second half of the financial year and beyond.
3 min read18 Oct 2025State-owned MTNL defaults on ₹8,346 crore bank loans from seven PSU banks
Telecom provider MTNL disclosed on April 19 that the firm had defaulted on ₹8,346 crore in bank loan payments to seven PSU banks. The State-owned firm owes ₹33,568 crore in total dues to the bank, SG Bonds and the DoT.
2 min read20 Apr 2025State-run lender reports ₹270.57-crore worth loan fraud by Odisha-based firm to RBI; stock down 10% YTD
Punjab National Bank's stock will be in focus during tomorrow's trading session after the state-owned lender reported a ₹270.57-crore loan fraud from a private firm.
1 min read18 Feb 2025What the key fact statement says about your bank loan
It is a single-page document that also lists out charges levied over and above the interest rate
3 min read15 Feb 2024How to plan educational loan repayment effectively? MintGenie explains
Quality education is essential for academic progress, acquiring new skill sets and enjoying a bright career. With the increased awareness regarding the significance of higher education and the escalating costs involved, modern-day students are increasingly resorting to education loans.
4 min read4 Feb 2024To borrow or not to borrow in your 20s: Pros and cons of borrowing you must know before saying ‘yes’ to a loan
In your 20s, you may encounter various borrowing options, from student loans and digital credit to personal loans and car financing. Each avenue serves a specific purpose, and your decision should align with your current financial situation and future goals.
2 min read18 Jan 2024Penal charges on loan accounts: RBI issues clarifications before new rules come into force; 6 key points to know
In its last circular, the RBI made its stand clear that the intent of levying penal charges is to inculcate a sense of credit discipline and such charges are not meant to be used as a revenue enhancement tool over and above the contracted rate of interest.
2 min read17 Jan 2024