A July review with state-run bank chiefs will focus on the impact of the West Asia conflict, emerging loan stress and preparedness for tighter provisioning norms.
3 min read11 Jun 2026A borrower will be classified as a wilful defaulter if they default on a loan despite having the capacity to repay.RBI has asked banks to check all bad loans of ₹25 lakh and above for signs of wilful default.Total outstanding wilful default as of 31 March stood at ₹3.6 trillion.
3 min read30 Jul 2024Gross bad loan ratio hit a 12-year-low of 2.8% last fiscal year; however, it could rise to 3.4% under a severe stress scenario, RBI said in its semi-annual Financial Stability report
3 min read28 Jun 2024After the Reserve Bank of India announced that the asset quality of banks has shown significant improvement in the first half of FY24, market expert Porinju Veliyath took to X (formerly Twitter) to praise the central bank on achieving this extraordinary feat.
2 min read29 Dec 2023A borrower will be classified as a wilful defaulter if they default on a loan despite having the capacity to repay.RBI has asked banks to check all bad loans of ₹25 lakh and above for signs of wilful default.Total outstanding wilful default as of 31 March stood at ₹3.6 trillion.
3 min read30 Jul 2024Gross bad loan ratio hit a 12-year-low of 2.8% last fiscal year; however, it could rise to 3.4% under a severe stress scenario, RBI said in its semi-annual Financial Stability report
3 min read28 Jun 2024After the Reserve Bank of India announced that the asset quality of banks has shown significant improvement in the first half of FY24, market expert Porinju Veliyath took to X (formerly Twitter) to praise the central bank on achieving this extraordinary feat.
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