Banking
Mint Explainer | Banks have cut rates—but has the credit-deposit imbalance changed?
Amid repo rate cuts and improving transmission, bank credit continues to grow faster than deposits. Here’s what the latest Reserve Bank of India data reveal about lending rates, deposit trends and the evolving credit–deposit gap.
3 min read5 Mar 2026Bank holiday today: Are banks shut for Holi, Holika Dahan, Dhulandi, Dol Jatra, Attukal Pongala on 3 Mar? See city list
Bank holiday today: Lenders in cities across India have a holiday on 3 March for Holi, Holika Dahan, Dhulandi, Dol Jatra or Attukal Pongala, as per the official RBI calendar. Here's the full list of cities…
4 min read3 Mar 2026Bank holiday on 3 and 4 March: Are banks open or closed on Wednesday and Thursday for Holi? Check RBI calendar
Banks will remain closed on both 3 and 4 March for Holi in different regions across the country. Details here.
2 min read2 Mar 2026The date-night talk every couple needs: passwords, online accounts and more
Anxiety can grow when one half of a couple doesn’t have access to the family’s digital life and finances.
4 min read1 Mar 2026Bank fraud in India: Who's really at risk?
While fraud doesn't pose a systemic threat to India's banking system, there are significant and ever-present risks at the customer level, as the ₹590-crore fraud at IDFC First Bank shows.
4 min read1 Mar 2026Banks are doing okay with credit about to surpass four-fifths of deposits—so does this ratio still matter?
Indian banks have sustained credit-deposit ratios close to—and even above—the 80% danger mark without breaching RBI norms. To assess resource adequacy, other borrowings and bank reserves also count. Perhaps it’s time to quit taking loans as a proportion of deposits so seriously.
4 min read26 Feb 2026Goal is to remove fear of ‘tariff wall’, but can’t rush: Nirmala Sitharaman
Union finance minister Nirmala Sitharaman says the Centre has carefully analysed the tariff protection, how long it was given, and the extent of domestic production capabilities developed before lowering tariffs in the Union Budget 2026-27.
3 min read25 Feb 2026Bandhan Bank shares extend bull run to fourth day, hit 7-month high. What’s driving the rally?
Bandhan Bank stock climbed 1.3% to ₹182.60, continuing its bull run and achieving a 17% gain in February. Despite a YoY net profit decline, analysts upgraded ratings for the bank, anticipating recovery in operating performance and asset quality.
2 min read25 Feb 2026Pulse of the Street: Oil jitters cap gains; markets end the week flat
Higher crude oil prices, sectoral churn and stock-specific swings dictated markets this week
2 min read21 Feb 2026Nandish Shah of Motilal Oswal expects positive earnings momentum for banks, recommends these 2 PSU banking stocks to buy
Nandish Shah favors SBI and Indian Bank for their strong performance, healthy credit growth, and improved asset quality. SBI's NIM is projected at 3%+ in FY26, while Indian Bank shows steady margins. Both banks have raised earnings estimates for FY27 and FY28, indicating a positive outlook.
3 min read20 Feb 2026