Banking Funds
Lok Sabha clears amended banking legislation following changes by upper house
The Banking Laws (Amendment) Bill, 2024 aims to strengthen governance standards in the sector and ensure better protection for depositors and investors.
2 min read2 Apr 2025The State of Credit: Exploring opportunities, challenges, and the future of digital lending in India
Digital lending is reshaping credit access across India, with projected disbursements reaching ₹47.4 trillion by FY26. Mint's new anthology of the digital revolution in lending, 'The State of Credit', features insights from the country's top banking leaders.
4 min read14 Feb 2025All that glitters isn’t an auction of pawned gold—not even these days
Gold auctions have risen in recent times. Is this a sign of distress? Only partly. These are more likely the result of lenders sprucing up their gold-loan portfolios after RBI frowned upon risky lending practices earlier this year.
3 min read25 Dec 2024Banking reforms need to get a lot more ambitious for the economy’s sake
The amendments of Indian banking laws passed by the Lok Sabha are welcome, but this sector needs a structural shift. Much more credit must go to small needy businesses, while big firms raise funds by issuing bonds. This reformist agenda is crying out for action.
2 min read5 Dec 2024