Banking Sector
RBI dividend rule change may lift payouts from PSU banks
The new RBI guidelines allow banks to distribute up to 75% of their net profit, subject to meeting certain prudential conditions, including sustained profitability, asset quality thresholds and capital adequacy measured through CET-1 ratios.
4 min read16 Jan 2026Standard Chartered doubles down on affluent customers through launch of priority banking
The foreign bank first unveiled its affluent market strategy in October 2024. Earlier, it offered all products to all segments of customers–similar to India's private banks.
2 min read13 Jan 2026Ashok Vaswani plans to build a younger, leaner, hungrier kind of Kotak
As MD and CEO Ashok Vaswani enters his third year at the helm of Kotak Mahindra Bank, the veteran banker is shifting gears from crisis management to aggressive modernization.
10 min read22 Dec 2025Three stocks to buy today: Ankush Bajaj's top recommendations for 17 December
Market expert Ankush Bajaj recommends three stocks to buy on 17 December. Discover his exclusive picks and analysis to inform your investment strategy.
6 min read17 Dec 2025RBI scraps old lending curbs, downplays risk to corporate bond volumes
The RBI repealed its 2016 guidelines limiting large borrowers' access to bank loans, and pushing them to borrow from the debt market. This change is expected to enhance corporate borrowing capacity, potentially allowing banks to lend an additional ₹3-4.5 trillion.
2 min read4 Dec 2025Fintech SaaS player Lentra aims to grow revenues 4x in three years, plans IPO on hitting target
MUFG Bank and Bessemer-backed Lentra is betting on AI to power its next phase of business growth. If the bet works, it could leave behind challenges of tepid demand for SaaS products, client concentration risk, and moderate scale—and set the ground for an IPO.
4 min read10 Nov 2025Red flag from unions — Oppose new plans for public sector bank mergers
Bank employee unions in have warned that proposed public sector bank mergers could harm financial inclusion and weaken customer service. Leaders strongly emphasized the need for effective banks that serve rural communities rather than larger institutions.
4 min read3 Nov 2025From Blackstone to SMBC: Why global investors are lining up for Indian banks
India’s banking boom is real, with ₹65,000+ crore foreign inflow, NPAs down to 3.3%, and double-digit growth. Track top banks’ performance, valuations, and institutional holdings on Finology Ticker.
5 min read31 Oct 2025Govt consolidation blueprint—UBI-BoI merger to create mega bank; Punjab & Sind Bank, BoM privatization on radar
The government is drawing up a fresh blueprint to scale up select public sector banks, streamline overlapping operations of some, and pursue selective privatization of smaller lenders as part of a wider roadmap for banking sector reforms.
5 min read28 Oct 2025SBI, PNB, Indian Bank, other PSU banks rally on reports govt may raise foreign investment cap to 49%
Nifty PSU bank rose 1.4% after reports of potential government plans to increase foreign investment in state-owned banks to 49%. Discussions with the RBI are ongoing, aiming to balance regulations between government and private banks amid rising foreign interest in India's banking sector.
2 min read28 Oct 2025Wait for it…
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