Buy Now Pay Later
BNPL impact on credit score: 5 key facts every borrower should know before using buy now, pay later
A buy now, pay later facility can help build a strong credit history when used responsibly. Timely repayments, controlled borrowing, and avoiding defaults are crucial. Learn how BNPL services affect credit scores, borrowing ability, and financial health with key tips for users.
3 min read13 Jul 2026Flipkart fintech super.money preps buy-now-pay-later play
Super.money, backed by Flipkart, is entering the buy now, pay later (BNPL) market by partnering with banks and lenders, aiming to enhance its e-commerce and lending services. The app processed ₹740 crore in loans last month and is targeting 2 million credit cards by next year.
6 min read20 Nov 2025'Indians Piling Debt Faster Than Creating Assets' | Is Young India Borrowing More Than Its Capacity?
Average debt of India now stands at ₹4.8 lakh per person, up from ₹3.9 lakh just two years ago. As per an RBI report, the amount of financial assets added each year has grown 48% between 2019 and 2025, while the annual liabilities have grown 102% over that period. Is Young Indi borrowing more than its capacity? #debt #loan #autoloan #homeloan #educationloan #debttrap #trader #bnpl #buynowpaylater #abhinavtrivedi #narendramodi #nirmalasitharaman
19 Nov 2025Using BNPL this festive season? Here’s how it can impact your credit score
BNPL services can impact your credit score based on timely repayments, credit checks, and how responsibly you manage your borrowing behaviour and overall financial health.
3 min read14 Oct 2025Diderot’s Curse and the BNPL Trap: Why India's middle class may be walking into a debt crisis
The Diderot Effect remains a parable for how one act of consumption can trigger a cascade of financial decisions, often with ruinous outcomes.
4 min read9 Jun 2025The AI middleman expanding in the consumer-bond bonanza
Pagaya is helping lenders like Klarna expand by financing riskier loans.
2 min read22 May 2025What are the perils of using ‘buy now, pay later’ option for stock purchases
The margin trading facility allows investors to buy stocks by borrowing funds from brokers. But it can be highly risky in a bear market.
6 min read25 Feb 2025Affirm Is Growing Faster Than Rest of the Industry, CEO Says
Affirm Holdings Inc. chief executive officer Max Levchin said his firm is growing faster than other buy now, pay later companies such as Klarna Bank AB.
1 min read29 Aug 2024'Indians Piling Debt Faster Than Creating Assets' | Is Young India Borrowing More Than Its Capacity?
Average debt of India now stands at ₹4.8 lakh per person, up from ₹3.9 lakh just two years ago. As per an RBI report, the amount of financial assets added each year has grown 48% between 2019 and 2025, while the annual liabilities have grown 102% over that period. Is Young Indi borrowing more than its capacity? #debt #loan #autoloan #homeloan #educationloan #debttrap #trader #bnpl #buynowpaylater #abhinavtrivedi #narendramodi #nirmalasitharaman
19 Nov 2025What are the perils of using ‘buy now, pay later’ option for stock purchases
The margin trading facility allows investors to buy stocks by borrowing funds from brokers. But it can be highly risky in a bear market.
6 min read25 Feb 2025Wait for it…
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