Car Loans

A ₹10-15 lakh car budget can buy a new lower-end model or a pre-owned higher-end car. Compare depreciation, loan rates, EMI, maintenance, warranty, insurance and resale value before deciding which offers lower ownership costs.

Job loss or an unforeseen financial difficulty can make car loan EMIs harder to manage. Experts suggest contacting lenders early, using emergency savings carefully and checking insurance to avoid missed payments, credit score damage and potential loan default.

A healthy credit mix can improve your credit profile by showing responsible borrowing behaviour. Here's how secured and unsecured loans, timely repayments and low credit utilization influence credit scores constructively and help borrowers access better financial opportunities.

Car loans for pre-owned vehicles enable working professionals to afford cars without liquidating funds. Smart financing strategies and independent research on loan terms can help secure better deals and manage repayment effectively, making it easier to own a four-wheeler within a budget.

Hooked on a shiny car but worried about loan stress? Start with the 20/4/10 rule to protect your finances: 20% down payment, 4-year loan, and total car costs under 10% of your monthly income. Read on to understand the basic concepts before you lock in with a fresh car loan EMI.

Public sector lender Canara Bank on Tuesday (12 May) hiked its MCLR rates by 5 bps. We explore how this increase will likely impact borrowers' repayments for car loans, home loans and personal loans.

Buying a car is a significant milestone for many Indians. Tax benefits for home and car loans differ, with deductions for the latter only available under certain circumstances. Here's a look at how it works…

Smart borrowing for a new car begins with carefully comparing car loan interest rates. In April 2026, leading banks offer competitive rates that vary by interest charges, fees, credit score impact and repayment terms across the country, making comparison essential before choosing any loan offer.

Using a personal loan to buy a car offers flexibility and quick disbursal but often comes with higher interest rates, making it vital to assess your finances before borrowing.

America's biggest scam yet? According to reports, the dollar amount of car loans involving fraud in the US grew last year by more than 16 per cent to $9.2 billion.