Cash

Opinion

Student protests have brought India’s welfare model into focus—and it clearly needs a basic rethink

This summer’s student agitation spotlit a paradox: a rapid rise in India’s economic output and billionaire count alongside an army of educated but jobless youth amid widening inequality. Cash transfers are rising, but will the youth accept these as compensation for weak job prospects?

4 min read6 Sep 2026
Opinion

Cash is king: why we can’t expect digital payments to dethrone paper money in India

Can India completely do away with paper currency now that UPI has attained mass adoption? Not quite. There exist too many use-cases of trail-free paper money that digital payments can’t supplant. Here are five of them.

4 min read1 Sep 2026
Money

India is going offline again: New study reveals how consumers are moving away from digital payments in 2026

India’s lower-middle-class consumers are not abandoning digital channels, but 2026 data shows a surprising shift towards offline transactions. Bill payments, food orders and travel bookings have moved back to physical channels.

2 min read25 Aug 2026
Money

Reverse migration? Is cash finding its way back as currency with public surges to ₹41.8 lakh crore?

At present UPI has nil charges, similar to cash transactions. However, if this changes and MDR charges are passed to customers, the public could shift towards cash. Already the margin between cash and UPI transactions is narrowing, as per a report.

2 min read17 Aug 2026
Money

Deposited over ₹50 lakh cash in bank account, no ITR filed: Here's why ITAT ruled in taxpayer's favour

A ₹54 lakh cash deposit landed a Rohtak property dealer in a tax dispute after he failed to file an ITR and respond to notices. But documents showing the money belonged to property buyers, not him, changed the case and led the Delhi ITAT to delete the tax addition.

3 min read13 Aug 2026
Opinion

It’s time for India’s Unified Payments Interface to fund itself—without burdening people at large

Public infrastructure attracts capital if users are ready to pay fair and transparent usage charges. In the case of NPCI’s UPI too, the user-pays principle should apply. Let the Reserve Bank of India’s e-rupee serve as the country’s digital cash.

2 min read7 Aug 2026
Money

How do cash optimization apps work, and are they right for you?

These platforms move idle cash into liquid funds to beat traditional savings account rates and offer brand perks, but come with hidden costs, taxes, and exit loads.

6 min read4 Aug 2026
Money

Annapurna Yojana: Haven't you received your payment yet? 8 reasons why

The first funds of the Annapurna Yojana were credited to nearly 1.1 crore beneficiaries. West Bengal's Chief Minister reported 1.6 crore applications were received, with 26 lakh rejected for various reasons.

2 min read14 Jul 2026
Money

Mutual funds holding cash: Is high cash balance a red flag for investors? Experts explain

Experts suggest that cash holdings should be viewed as a portfolio management tool rather than a buy-or-sell signal. A fund's investment philosophy, portfolio quality, and long-term performance remain far more important than a single percentage shown in the monthly factsheet.

4 min read6 Jul 2026
Markets

Small-cap stock inches close to 52-week high despite stock market crash

Cash Ur Drive share price rose to the day's high of ₹160.90 on the NSE today, up almost 3% from its last closing price. With today's rise, the stock was within arm's reach of its 52-week high of ₹166.50 touched on 28 November last year.

2 min read29 May 2026