Cashless Economy
Ajit Ranade: What’s behind India’s cash upshoot and what does it tell us about the economy?
It’s not a story of cash to QR code. While UPI breaks records, cash in circulation has surged—with a notable spike in January. As UPI reshapes flows of money, its stock has drivers that remain entrenched. Think of tax fears, welfare transfers and election funding.
4 min read23 Feb 2026Economic Survey: UPI is expanding lending across the risk spectrum
Fintech firms especially play a distinctive role in reaching borrowers who were previously excluded from formal finance, the Economic Survey said.
5 min read29 Jan 2026Markets with Bertie: Bertie goes to China, explores fast vs slow returns
Bertie visited Shanghai for a conference, noting China's cashless economy, tech advancements. Talks with fellow fund managers highlighted contrasts between investing in the 2 nations, emphasizing China's competitive intensity and the challenges newcomers face in India's bureaucratic landscape.
2 min read19 Jan 2026Groceries to gold: How UPI's micro-payments reshaped India's spending habits
An average Indian used UPI to make payments worth around ₹580 per day in November, and this has grown over 40% in the last two years. The growth has come on the back of the rising popularity of small-value payments for groceries and eating out, a detailed Mint analysis reveals.
4 min read11 Apr 2026After Paytm, PhonePe goes live with UPI Lite. Check steps to activate it on your app
UPI Lite on PhonePe is supported by all major banks and is accepted by all UPI merchants and QRs across the country
2 min read3 May 2023Markets with Bertie: Bertie goes to China, explores fast vs slow returns
Bertie visited Shanghai for a conference, noting China's cashless economy, tech advancements. Talks with fellow fund managers highlighted contrasts between investing in the 2 nations, emphasizing China's competitive intensity and the challenges newcomers face in India's bureaucratic landscape.
2 min read19 Jan 2026Wait for it…
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