CDs

In December 2025, banks raised a total of ₹1.56 trillion through 176 CD issuances, followed by ₹1.48 trillion in January through 111 CDs and ₹2.67 trillion in February, according to data provided by Prime Database. These are set to mature in the coming months.

SBI’s rare move to raise ₹6,000 crore via certificates of deposit underscores tight liquidity and deposit stress, even as credit demand remains strong across the banking system.