CIBIL Score
Credit card default: How bank settlements affect your CIBIL score and future loans
Missing credit card payments can lead to defaults, and may eventually result in a one-time settlement option from banks. However, this can negatively impact credit profiles and future borrowing. Details here.
3 min read16 May 2026How high should your credit score be to secure the best home loan deal?
The score, which usually ranges from 300 to 900 points, tests one’s capability to pay debts. The significance of a credit score is that it indicates just how creditworthy an individual is.
2 min read26 Apr 2026BHIM App users can now easily track their CIBIL Score. Here's how to do it
CIBIL Score integration in the BHIM Payments App enables users to securely access credit reports, track their financial health, and increase credit awareness, supporting smarter money decisions.
2 min read20 Apr 2026Your Cibil score could update faster. Here's what changed
RBI has mandated lenders to report credit data weekly instead of fortnightly to ensure more accurate and ‘fresh’ credit scores. This shift enables faster loan approvals and quicker score recoveries for borrowers but also means defaults are detected much faster.
3 min read17 Apr 2026Buying a home? How 800+ credit score will help you get better home loan interest rates and 5 tips to increase it
Borrowers maintaining a good CIBIL score enhance their prospects of securing favourable home loan terms, resulting in significant time and cost savings.
2 min read12 Apr 2026Uttarakhand man flags adverse CIBIL score for years despite no loan or default; SC rescues him—here's what happened
The Supreme Court provided relief to Rajendra Singh Panwar, whose credit score was inaccurately negative due to confusion with others sharing his name. Banks clarified there were no defaults, resulting in the correction of his CIBIL score, allowing him better access to financial services.
2 min read5 Apr 2026CIBIL score above 700? Here are 5 key advantages of maintaining a strong credit score
A CIBIL score above 700 shows to banks and other lenders that the loan applicant has a history of regular repayments and wise credit management
2 min read10 Sep 2025Want to boost your credit score? These 7 small steps might help
One should keep checking the credit score from time to time so that if there is an anomaly, it can be flagged and rectified.
2 min read5 Sep 2025Can banks reject first-time borrowers loan applications for low CIBIL score? Finance Ministry clarifies — 6 Points
The Finance Ministry has clarified CIBIL's role in loan applications, stating that credit scores are not mandatory for first-time borrowers. Further, banks can approve individual applications based on various factors, without holding your CIBIL score as the sole decider.
3 min read24 Aug 2025SBI raises home loan interest rates: Here's what HDFC Bank, PNB, ICICI Bank and others levy
SBI home loan: Interest rates for home loans in India vary by bank, with PNB starting at 7.45%, Canara Bank from 7.40% to 10.25%, and SBI revised rates to 8.70%. Other banks like HDFC and ICICI also offer competitive rates based on loan amount and customer profile.
2 min read17 Aug 2025Wait for it…
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