Corporate Loans
Personal guarantors find fewer escape routes under corporate insolvency
Recent rulings indicate that personal guarantors of corporate loans face increased liability risks when companies default. Legal changes stress that these guarantees remain enforceable despite corporate insolvency, emphasizing the importance of personal guarantees for creditor recovery efforts.
3 min read23 Jun 2026Red Hot Demand for Risky US Dollar Loans Brings Bigger Deals
Firms are borrowing more than expected in the US leveraged loan market as they take advantage of strong investor appetite for riskier debt.
1 min read15 May 2026Private credit fragility: India can reduce default risks by closing data gaps in India’s broader credit market
Private credit in India has grown in market size and risk amid uneven access to credit information in the broader loan market. To ensure steady lending and avoid nasty surprises, institutional lenders need better balanced access to relevant data.
4 min read26 Apr 2026India needs more credit to become a developed nation by 2047
India must significantly expand the reach of credit—specifically aiming for a 60-65% Credit-to-GDP ratio—to achieve its target of becoming a developed nation by 2047, according to banking leaders at the Mint Conclave.
3 min read15 Dec 2025Is a corporate credit rebound around the corner? Yes, say banks taking early bets
Both private and public sector lenders report stronger pipelines and improved disbursements, signaling a potential turnaround in the second half of the fiscal year.
4 min read22 Oct 2025Big pipelines, slow disbursements: India Inc keeps PSU bank credit on hold
While most factors remain common for both private and PSU banks, private banks in their Q1 earnings calls cited aggressive pricing competition from PSU banks as another factor for muted demand for loans from India Inc.
6 min read22 Aug 2025Bank of Baroda's margin pressure to continue before easing in FY26 second half
Bank of Baroda anticipates continued pressure on its margins due to delayed deposit repricing, with a projected improvement by mid-2025-26. Despite a 3.3% rise in fourth-quarter net profit, net interest income fell due to high loan slippages, primarily from MSMEs and retail loans.
3 min read6 May 2025Kotak Mahindra Bank’s new darling: Mid-market corporate borrowers
The lender expects its recently carved out mid-market corporate segment will grow faster than its large-corporate segment.
3 min read25 Nov 2024Bank of Baroda's margin pressure to continue before easing in FY26 second half
Bank of Baroda anticipates continued pressure on its margins due to delayed deposit repricing, with a projected improvement by mid-2025-26. Despite a 3.3% rise in fourth-quarter net profit, net interest income fell due to high loan slippages, primarily from MSMEs and retail loans.
3 min read6 May 2025Kotak Mahindra Bank’s new darling: Mid-market corporate borrowers
The lender expects its recently carved out mid-market corporate segment will grow faster than its large-corporate segment.
3 min read25 Nov 2024Wait for it…
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