Credit Cards News

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

Sharing your credit card OTP exposes users to rising digital payment fraud, with scammers exploiting urgency and personal data; safeguarding OTPs is essential to protect finances and prevent unauthorised transactions.

For credit card application approval or rejection, in addition to the credit score, a bank’s eligibility checks typically include the city of residence, employment status, minimum income, age, and residential status, among other factors.

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in today’s expanding credit-driven economy.

Paying a credit card bill with another credit card is mostly restricted, but balance transfers offer a safe alternative while cash advances carry high fees and interest for cardholders.

A strategic guide to choosing the best business credit card, covering spending analysis, rewards comparison, credit limits, expense tools and protection features to help companies manage finances efficiently.

Those who prefer to buy from popular brands are recommended to use their credit cards to claim discounts and cashbacks

The student credit card scheme is aimed at supporting higher education, allows students to avail themselves of loans up to ₹10 lakh at a nominal interest rate, and the entire interest subsidy is borne by the state government

If you are a frequent traveller and a credit card user at the same time, you are recommended to use the cards that offer airmiles

Swift action is vital when facing credit card fraud, from blocking your card to filing official complaints and safeguarding future transactions, ensuring stronger protection and financial security for cardholders.