Credit Growth
Neelkanth Mishra rejects base-revision concerns over 7.8% GDP growth, says, 'several indicators hard to manipulate'
Neelkanth Mishra of the World Bank defended India's 7.8% GDP growth, asserting that claims questioning its accuracy are incorrect.
2 min read3 Sep 2026RBI June 2026 bank credit data: Lending rate falls to 9.26%, women’s borrowing grows 19.7%; 5 key takeaways
Bank credit growth rose to 16.5% in June 2026, while the weighted average lending rate on outstanding credit fell to 9.26%, RBI data showed. Credit to female borrowers grew 19.7%, while personal-loan credit rose 12.7% and credit growth was stronger across non-metro centres.
2 min read1 Sep 2026India Ratings lifts bank credit growth forecast, but warns of margin pressures
India Ratings maintained a neutral outlook on the banking sector, saying the latest 19.3% credit growth is being driven largely by lower-yielding corporate and NBFC loans rather than a broad-based acceleration in lending.
2 min read27 Aug 2026India's loan story: Women, younger borrowers and non-metro regions driving credit growth as numbers jump to 74% in 2026
Women, younger borrowers and non-metro regions are driving credit growth in the country. The number of eligible Indians opting for loans has jumped from 34% in 2017 to 74% in 2026.
3 min read2 Aug 2026Why IndusInd Bank's Q1 turnaround needs more proof
IndusInd’s Q1 net profit came in at ₹1,037 crore, against ₹604 crore last year, aided by a return to sequential loan growth and improving asset quality.
2 min read23 Jul 2026Gold loans grow 84% YoY in FY26, outpace all other retail credit products, expand beyond traditional markets
Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.
4 min read25 Jun 2026RBI’s surprise $5 bln swap seen cooling forward premiums, easing bank liquidity strain
The RBI may prefer swaps to open market operations because banks are reluctant to part with government securities needed to meet liquidity coverage ratio norms.
4 min read22 May 2026Banks dip into surplus funds, short-term borrowings to support credit growth
Public sector banks are increasingly relying on surplus funds and short-term borrowing from the RBI to meet loan demand as deposit growth lags. But analysts caution that without stronger deposit mobilization, credit growth may face constraints.
5 min read18 May 2026How the Iran war threatens India’s nascent credit recovery
Despite strong MSME and retail lending momentum, escalating West Asia conflict and supply chain disruptions risk derailing India’s fragile credit recovery.
4 min read11 May 2026SBI Q4 preview: Strong loan growth, stable margins may cushion margins
Analysts expect India’s largest lender to continue outperforming peers on loan growth and net interest margin (NIM) stability, even as higher bond yields weigh on treasury gains during the January-March quarter
2 min read8 May 2026Wait for it…
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