A credit report is crucial for assessing creditworthiness, impacting loans and employment. Individuals must understand their reports and improve them while avoiding scams. Regular monitoring and using authorized channels help protect against fraud, ensuring financial safety and informed decisions.
5 min read7 Feb 2025Keeping your credit report free of inaccuracies is the key for getting a good credit score and securing a loan
4 min read22 Jan 2025Carefully review your credit report for errors such as inaccurate personal details, unauthorized accounts, incorrect account statuses, or fraudulent transactions.
1 min read13 Mar 2024Many borrowers do not know the difference between credit score and credit report. A credit score is a three-digit number reflecting your credibility in the market. A credit report underlines details of the same.
2 min read10 Sep 2023Credit bureaux do little in case of a disputed transaction or wrong entry of detailsArun Panicker’s credit score got impacted because of a nine-year-old disputed payment
6 min read29 Jan 2020Interestingly, never taking a loan or not having a credit card can result in a low credit score, because there is no record to base it on and chances of the loan application getting rejected are higher
1 min read26 Nov 2018Fintech startup Wishfin has partnered with Transunion Cibil to provide credit scores through WhatsApp
1 min read28 Jun 2018Banks look at various parametersage, income, job profilewhen they evaluate your loan application. While you can’t do much about those factors, building a good credit score is in your hands. here’s how to do it
3 min read2 Jun 2018A few banks have started giving preferential pricing on loans to consumers with a good credit score. Shaikh Zoaib Saleem asks experts whether this can become a norm for all retail loans
3 min read22 May 2018150 million consumers who are eligible for retail loans are untapped by banks, credit report agency Transunion Cibil says
2 min read21 May 2018The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared
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