Debt
One EMI, better control: How debt consolidation improves financial discipline and repayment management
Are you drowning in multiple EMIs? Debt consolidation can simplify repayments, improve cash flow, reduce missed payments, strengthen financial discipline, and help borrowers build healthier long-term debt management habits.
2 min read13 Jun 2026The credit card debt trap: How a ₹1 lakh bill can spiral out of control
High credit limits and minimum due payments can create a dangerous debt spiral. Experts explain how the trap begins—and what borrowers can do to get out.
3 min read8 Jun 2026Tata Steel aims to repay overseas debt in two years; cuts FX borrowings
Tata Steel's overseas debt stood at ₹16,629 crore at the end of FY26, amounting to 18% of the company's total borrowings of ₹92,382 crore, a company spokesperson told Mint. The figure includes both term debt and working capital borrowings across the company's businesses.
4 min read5 Jun 2026Are target maturity funds right for you? Here's how passive debt investing works.
These passive debt instruments offer a way to lock in predictable returns, but their safety depends entirely on an investor's ability to time them right and hold to maturity.
3 min read2 Jun 2026From covid lockdown to war crisis: Bihar migrants face another forced exodus
Since the 1980s, Gulli Devi has watched the men in her family migrate for work—yet their living conditions remain as precarious as then
12 min read30 May 2026Retirement goals: Can ₹1 crore in FDs and debt funds beat inflation and give you a steady income?
Retirement planning needs more than FDs and debt mutual funds. Smart SIP investing in equity mutual funds can help build a ₹1 crore retirement corpus while beating inflation.
5 min read29 May 2026Equity vs debt mutual fund taxation: How your MF gains are taxed in India
Mutual fund taxation in India varies by fund type and holding period. Equity funds face different tax rates for short-term and long-term gains, while debt funds purchased after April 1, 2023, are taxed at income tax slab rates. Details here.
2 min read26 May 2026Sebi explores tokenized corporate bonds pilot to deepen India’s debt markets
The regulator is eyeing faster settlement, better transparency and improved liquidity as it tests blockchain-based bond tokenization.
2 min read26 May 2026How to redesign a ₹12 crore portfolio for clarity and long-term stability
A 42-year-old entrepreneur with ₹12 crore across equity, real estate and debt wants simplicity. Here’s how to declutter holdings, align with goals, and structure surplus wealth smartly.
2 min read24 May 2026Should retirees in India use credit cards? Key benefits and risks explained
Credit cards for retirees offer secure cashless payments, rewards, emergency liquidity and credit score benefits, but disciplined usage is essential to avoid debt, fraud risks and financial strain. Proper professional guidance must be taken before deciding on any particular credit card.
3 min read22 May 2026Wait for it…
Oops! Looks like you have exceeded the limit to bookmark the image. Remove some to bookmark this image.