Debt Fund
Looking to invest in debt funds for a 1-3 year horizon? Expert shares 4 categories you can consider
For a 1-3 year investment horizon, short-duration, dynamic bond, corporate bond, and banking & PSU funds are among the best debt fund categories you can consider. Unlike others, credit risk funds invest in lower-rated bonds, making them riskier.
2 min read19 Jul 2026Top 5 money market funds based on 1-year returns: Union Money Market Fund leads with over 6% return
Money market funds invest in money market instruments with a maturity of up to 1 year. Based on one-year performance, Union Money Market Fund has emerged as the best-performing scheme in the category with a 6.63% return, followed by LIC MF Money Market Fund and Bank of India Money Market Fund.
2 min read7 Jul 2026Top 5 overnight funds based on 1-year returns: Bank of India Overnight Fund leads with 5.59% return
Based on one-year CAGR performance, Bank of India Overnight Fund emerged as the best-performing scheme in the category with 1-year return of 5.59%, followed by Franklin India Overnight Fund and Bajaj Finserv Overnight Fund.
2 min read2 Jul 2026Debt funds bought before or after 1 April 2023: Know how the tax treatment changes
For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.
3 min read17 Jun 20263 key metrics to evaluate before investing in debt funds: Average maturity, macaulay duration, and modified duration
Average maturity shows when the fund's underlying bonds are expected to mature, macaulay duration indicates how long it takes to recover the investment through cash flows, and modified duration measures how sensitive the fund's NAV is to changes in interest rates.
4 min read15 Jun 2026Are target maturity funds right for you? Here's how passive debt investing works.
These passive debt instruments offer a way to lock in predictable returns, but their safety depends entirely on an investor's ability to time them right and hold to maturity.
3 min read2 Jun 2026Sebi introduces Life Cycle Funds: Radhika Gupta of Edelweiss MF explains what it means for investors
Radhika Gupta, CEO of Edelweiss Mutual Fund, discusses significant changes in India's asset management due to SEBI's regulatory framework. She emphasizes the introduction of Life Cycle Funds simplifies long-term investing and enhancing goal-based strategies.
3 min read26 Feb 2026Current bond yields are attractive for investors: How to make the most of them?
The rebound of the 10-year G-sec yield above 6.6% reflects this reality. Even as the RBI signals accommodation, the large government borrowing programme and persistent supply overhang are limiting any sustained rally.
6 min read31 Jan 2026Thinking of investing in debt funds? Key risks and precautions you must know
Investing in debt funds is complex and risky. Key risks include interest rate risk, credit/default risk, and concentration risk.
4 min read20 Nov 2025Venture debt players look to diversify to Gulf, Southeast Asia, Europe with an eye on growth
Indian early stage debt companies Stride Ventures and BlackSoil are broadening their horizons to overseas markets. By investing in regions with growing startup ecosystems, these debt providers aim to stake their presence there to catch the wave of early-stage companies growing into behemoths.
5 min read4 Nov 2025Wait for it…
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