With debt funds losing their tax advantage after Budget 2023, investors may turn to SDIs
7 min read19 Oct 2023Investments in these funds before 1 April still enjoy long-term gains tax rate, indexation benefit
4 min read18 Oct 2023It’s important to carefully assess your risk tolerance and investment horizon before making any decisions.
1 min read25 Sep 2023Investor with ?40 lakh savings for 5 years with periodic withdrawals should build a diversified portfolio with exposure to debt & equity asset classes. Corporate bonds and debt mutual funds are recommended for capital preservation, while equity mutual funds including large-cap, mid-cap, and small-cap index funds are advised for capital appreciation. SBI Small Cap Fund is a good option for exposure to small-cap stocks. One should not take a car loan and instead maintain a contingency fund equal to 6 times monthly expenses. Prepaying home loans depends on evaluating opportunity costs and tax benefits.
1 min read16 Jun 2023After a healthy performance in FY23, the mutual funds market kicked started the fiscal year FY24 on a more tempered note. The AUM industry crossed ₹41 lakh crore mark for the first time driven by strong inflows in debt-oriented schemes. However, equity funds has taken a hit!
4 min read12 May 2023Bond yields responded favourably to the monetary policy announcement when the RBI opted to hold the repo rate against the street expectation of 25 bps.
16 min read15 Apr 2023Debt AIFs offer an investment opportunity across multiple strategies but there are risks
3 min read14 Apr 2023Investors extracted benefits from this asset category for the last time
2 min read12 Apr 2023The case that the tax change was done to remove the tax arbitrage that debt funds had over FDs rests on very shaky grounds.
3 min read12 Apr 2023The recent tax changes have created three categories in mutual fund taxation
2 min read6 Apr 2023The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared