Debt Mutual Funds News
Is it the end of road for debt mutual funds after budget brought in new capital gains tax norms?
Debt mutual funds can help investors tide over poorly performing equity market phases if the tax playing field is level.
3 min read12 Aug 2024Invested in debt MF before 1 April 2023? You may pay 40% higher tax on gains
The removal of indexation benefits on debt mutual funds increases tax liabilities for investors, taxing gains at a flat 12.5% without indexation. Investors will do well to reassess strategies and consult financial advisors for better tax-efficient options.
2 min read27 Jul 2024Can securitized debt be an alternative to debt funds?
With debt funds losing their tax advantage after Budget 2023, investors may turn to SDIs
7 min read19 Oct 2023How you can save tax on old debt fund investments
Investments in these funds before 1 April still enjoy long-term gains tax rate, indexation benefit
4 min read18 Oct 2023How should I invest for short-term goals?
It’s important to carefully assess your risk tolerance and investment horizon before making any decisions.
1 min read25 Sep 2023Is there a good investment option for capital growth and safety?
Investor with ?40 lakh savings for 5 years with periodic withdrawals should build a diversified portfolio with exposure to debt & equity asset classes. Corporate bonds and debt mutual funds are recommended for capital preservation, while equity mutual funds including large-cap, mid-cap, and small-cap index funds are advised for capital appreciation. SBI Small Cap Fund is a good option for exposure to small-cap stocks. One should not take a car loan and instead maintain a contingency fund equal to 6 times monthly expenses. Prepaying home loans depends on evaluating opportunity costs and tax benefits.
1 min read16 Jun 2023Equity mutual funds drop to multi-year low even as net inflows at 3-year high. Full details
After a healthy performance in FY23, the mutual funds market kicked started the fiscal year FY24 on a more tempered note. The AUM industry crossed ₹41 lakh crore mark for the first time driven by strong inflows in debt-oriented schemes. However, equity funds has taken a hit!
4 min read12 May 2023Debt mutual funds: Should you bet for short term, mid-term or long term amid the current rate regime?
Bond yields responded favourably to the monetary policy announcement when the RBI opted to hold the repo rate against the street expectation of 25 bps.
16 min read15 Apr 2023Will debt funds start losing their sheen from this fiscal year? maybe not
Debt AIFs offer an investment opportunity across multiple strategies but there are risks
3 min read14 Apr 2023Debt MFs see inflow of ₹31k cr in single week
Investors extracted benefits from this asset category for the last time
2 min read12 Apr 2023Popular Topics
Budget
The Union Budget contains details about the estimated receipts and the expenditure of the government for a particular fiscal year. The Budget is allotted for the upcoming fiscal year, which runs from 1st April to 31st March of the next year. Here is a quick guide on how the Union Budget is prepared