Debt Mutual Funds
Duration vs accrual: How debt mutual fund strategies actually work
Debt mutual funds follow different strategies—some bet on falling rates, others earn steady income. With yield spreads wide, here’s how duration and accrual strategies stack up now.
2 min read31 Mar 2026Iran war: How to rebalance your portfolio and manage risk in volatile markets
Before making any changes to their portfolio, investors should evaluate their financial goals, risk appetite, return expectations, and current asset allocation. Any restructuring should be considered only after a thorough review of these factors.
3 min read21 Mar 2026Understanding retail direct gilt account and how it compares with FDs and debt funds
Unlike debt mutual funds, where portfolio churn and mark-to-market movements affect returns, RDG allows investors to hold securities till maturity and receive the contracted cash flows—provided they do not exit early.
4 min read12 Jan 2026Liquid Mutual Funds: When to use them and how they work
Liquid funds serve three purposes: emergency corpus, short-term goals under 3 years, and parking surplus cash. They offer instant redemption up to ₹50,000 via IMPS 24x7, tax deferral benefits compared to FD, with minimal risk when invested via strict qualitative filters.
6 min read1 Jan 2026RBI policy outcome this week: Which debt funds should bond investors consider as 25 bps rate cut on cards?
In a period of uncertainty around upcoming RBI rate decisions, investors are generally better off maintaining their existing bond allocations rather than reacting to short-term market swings, note experts.
5 min read1 Dec 2025Why Now is the Right Time to Look at Bonds
The Mint Bond Street Dialogues highlighted the importance of fixed income investments. Experts suggest looking beyond Fixed Deposits to options like bonds and debt mutual funds for potentially higher returns and better tax efficiency.
7 min read24 Aug 2025ITR filing decoded: How to handle capital gains from debt mutual funds after tax overhaul
Post-April 2023 rules mean all debt, gold, and international funds redeemed in FY25 are taxed as short-term. Here’s how to segregate, report, and disclose gains in your ITR.
2 min read20 Aug 2025A former banker now wants you to buy more debt mutual funds
Venkat Nageswar Chalasani, the chief executive of industry body Association of Mutual Funds in India, or Amfi, believes people need to be made aware of investing in debt products, a move that will improve the market liquidity, while allowing people stable returns.
5 min read20 Aug 2025For regular income in retirement, you can't beat debt mutual funds
Fixed deposits, bonds, non-convertible debentures, Post Office Monthly Income Scheme, Senior Citizen Savings Scheme – systematic withdrawals from debt funds has them all beat.
3 min read7 Jul 2025Debt mutual fund inflows in April at 2-decade high as investors seek safer bets
In April, investors favoured debt mutual funds amid market volatility, resulting in net inflows of ₹2.19 trillion, the highest since 2005.
3 min read9 May 2025