Debt Repayment
Festive loan this year? 60% of borrowers’ EMIs nearly match their family income – what to check
Festive-season borrowing can add to existing debt stress. A survey found that 60% of borrowers have EMIs that are near or exceed their family income, while 40% use new loans or credit cards to manage existing EMIs. Here’s what to check before borrowing.
2 min read22 Sep 2026IPO alert: Elevate Campuses charts growth through acquisitions
The ₹2,100-crore IPO offers investors exposure to student housing and school infrastructure, but rising debt, weaker capital returns and acquisition-led growth temper the appeal.
4 min read22 Sep 2026Ajit Ranade: Rising interest payments on government debt hurt the poor more than others
As enlarged government borrowings drive up interest rates, we’re in a new era globally. Budgets must tighten, but fiscal pullbacks can have uneven consequences. India’s case is particularly troubling in this context.
5 min read24 Aug 2026UPI vs Credit Cards: Experts explain how to choose right payment method for everyday spending
UPI and credit cards each offer unique advantages for everyday payments. Here are the key differences, benefits, rewards, credit score impact, and practical tips for choosing the right payment method for daily spending, budgeting and long-term financial planning in India.
3 min read14 Jul 2026One EMI, better control: How debt consolidation improves financial discipline and repayment management
Are you drowning in multiple EMIs? Debt consolidation can simplify repayments, improve cash flow, reduce missed payments, strengthen financial discipline, and help borrowers build healthier long-term debt management habits.
2 min read13 Jun 2026PM SVANidhi Scheme, PM Mudra Yojana may face loan repayment stress amid West Asia war
Small-ticket loans disbursed under PM SVANidhi and Mudra Yojana may face repayment stress. Street vendors and micro enterprises, vital to urban economies, are struggling with rising costs and reduced foot traffic.
3 min read20 May 2026Missed an EMI payment? Here are 5 ways default can impact your credit score
EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time.
2 min read12 May 2026Money tips for May: 5 simple hacks to boost your credit score
You can boost your credit score with simple habits that build financial strength. Paying on time, keeping utilisation low, and regularly monitoring your credit profile can help you secure better loans, flexible repayment terms and lower interest rates.
3 min read29 Apr 2026Saudi Arabia steps in with $3 Billion to help Pakistan meet UAE debt repayment
Pakistan's Finance Minister Muhammad Aurangzeb confirmed that Saudi Arabia has pledged $3 billion in fresh support and extended a $5 billion deposit rollover to help Islamabad meet an upcoming debt repayment to the UAE.
1 min read15 Apr 2026Govt spent ₹54,067 crore more than Parliament approved in FY23 to repay debt, says panel
The excess spending occurred despite the government obtaining supplementary grants during the financial year, raising concerns over the accuracy of budget estimates and expenditure control, said the PAC report
3 min read1 Apr 2026Wait for it…
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