Deposit Insurance News

Money

Is India's bank deposit insurance adequate? A reality check

India’s deposit insurance scheme offers wide coverage by number, but not by value—leaving large depositors at risk. With household savings rising, is the RBI’s safety net still fit for purpose?

3 min read22 Apr 2025
Money

Silicon Valley Bank: If a similar crisis took place here, this is what depositors stand to get

Deposit insurance facility was extended to depositors in 1962. That time, the insurance amount was Rs 1 lakh and stayed like this until 2020. In March 2020, it was raised to Rs 5 lakh.

2 min read14 Mar 2023
Money

What is a deposit insurance? All you need to know

The insurance of deposits in banks is called deposit insurance. Read further to find out how much do banks owe us in case they go bankrupt

2 min read27 Nov 2022
Money

Silicon Valley Bank: If a similar crisis took place here, this is what depositors stand to get

Deposit insurance facility was extended to depositors in 1962. That time, the insurance amount was Rs 1 lakh and stayed like this until 2020. In March 2020, it was raised to Rs 5 lakh.

2 min read14 Mar 2023