Deposits
Unclaimed Financial Assets: How to check and claim your forgotten money from banks, mutual funds, insurance and NPS
India has ₹78,000 crore in unclaimed bank deposits, ₹14,000 crore in unclaimed insurance funds, and ₹3,000 crore in unclaimed mutual fund investments. So, let's find out the different types of unclaimed assets and how you can check whether any belong to you, and the steps to claim them.
5 min read4 Jun 2026Banks invest in QR infra for easy current account float amid slowing deposit growth
State-run and mid-sized lenders are deploying their own QR-payment infrastructure to win current-account balances, cash-management mandates and lending opportunities from small businesses.
5 min read3 Jun 2026Shankar Sharma compares Nifty 50 vs bank FD returns over 12 years — the results may surprise you
Shankar Sharma's analysis reveals the Nifty 50 Total Return Index achieved a 9.38% post-tax CAGR over 12 years, while bank fixed deposits yielded 4.93%. Despite lower returns, bank FDs showed a superior risk-adjusted return ratio.
3 min read16 May 2026Corporate FD rates in May 2026: Shriram Finance, Mahindra Finance and other top NBFCs offer returns up to 8.95%
Corporate FD rates in May 2026 are attracting investors, as Shriram Finance, Mahindra Finance, and other top NBFCs offer stable FD returns of up to 8.95% amid market volatility. Check the comprehensive comparison, and discuss with certified financial advisors before locking in on any investments.
4 min read11 May 2026FD vs RD: Investing in bank deposits? Here are key differences between fixed and recurring deposits, and how to use them
Fixed deposits and recurring deposits are bank deposit options that give you low-risk investment option with guaranteed returns. Here's a look at which is suitable for you, how they work and how you can use them to reach your financial goals…
5 min read10 May 2026McKinsey report: Indian banks have peaked in performance but they still have a long way to go
Indian banks have performed well on credit growth, asset quality, digital adoption and more, but the forces behind this rise are flagging. Early movers can differentiate themselves by focusing on the fundamentals of banking.
3 min read7 May 2026RBI tells SC: 30 banks linked to UDGAM portal; PIL seeks wider integration, hearing on unified assets search on 19 May
RBI informed the Supreme Court that 30 banks are now integrated with the UDGAM portal, allowing legal heirs to search unclaimed deposits online. The PIL highlights the need for greater integration of assets such as post office deposits and insurance. The SC will hear the matter on 19 May.
2 min read6 May 2026Bank deposit risk explained: What happens to your money if a lender fails to return it?
Bank deposits are generally safe, but in case of bank failure, only ₹5 lakh per depositor is insured under the DICGC. This coverage applies to all accounts in a bank, with specific exclusions for certain deposits. Details here.
2 min read2 May 2026Axis Bank frontloads FY27 provisions amid West Asia war uncertainty
The private-sector lender set aside a one-time ₹2,001 crore buffer in Q4, citing macro and geopolitical risks, even as higher provisions weigh on profit and margins face near-term pressure.
2 min read25 Apr 2026IndusInd Bank eyes FY27 growth reset after crisis-hit year as profit returns in March quarter
IndusInd Bank expects loan and deposit growth to align with the industry in FY27 after a year of stress in derivatives and microfinance, though war-related uncertainty keeps the near-term outlook cautious.
2 min read24 Apr 2026Wait for it…
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