Deposits Growth

Industry

Correction in markets over time could help some deposits return to banks: SBI MD Tewari

State Bank of India is now also focussing on granular, small-ticket deposits to aid deposit growth.

2 min read28 Aug 2024
Newsletters

Growth in bank deposits has been slow because RBI wants it to be slow

The RBI’s deliberate strategy to tighten money supply is slowing down bank deposit growth, challenging the conventional wisdom that deposits fund loans. While this approach aims to control inflation, it raises questions about the broader implications for the banking system's stability.

18 min read28 Aug 2024
Industry

Credit growth cools as banks come to terms with the new normal

A war for deposits among banks is finally giving way to a realisation that they may have to adjust to a shift in savings habits among customers in favour of higher-yielding investments.

5 min read1 Aug 2024
Industry

Need to explore tax benefits, other options to aid bank deposit growth: SBI MD

Banks are seeing a significant shift in customer deposits to higher yielding fixed deposits and other investment avenues such as mutual funds and equities, said Ashwini Kumar Tewari, managing director of State Bank of India.

3 min read22 Jul 2024
Industry

Correction in markets over time could help some deposits return to banks: SBI MD Tewari

State Bank of India is now also focussing on granular, small-ticket deposits to aid deposit growth.

2 min read28 Aug 2024
Newsletters

Growth in bank deposits has been slow because RBI wants it to be slow

The RBI’s deliberate strategy to tighten money supply is slowing down bank deposit growth, challenging the conventional wisdom that deposits fund loans. While this approach aims to control inflation, it raises questions about the broader implications for the banking system's stability.

18 min read28 Aug 2024